2 Hemlock Rd, Asheville, NC 28803 Property Records

Buncombe County property record for 2 Hemlock Rd, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,002 sqft · built 1992
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Company Names on File
Last Sale	$1,225,000 (Mar 2021)
Tax Bill	$6,497 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`708494-2020-202`

Property Details

APN / Parcel Number

Primary APN	`708494-2020-202`
Alternative APNs	`9646-53-7448-00000` `964615536481000` `008261630`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,002 sqft Living Area
Gross Area	4,981 sqft
1st Floor Area	678 sqft
Upper Floors Area	633 sqft
Basement Area	1,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	88 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	708494-2020-202
Street Address	2 HEMLOCK RD
City	ASHEVILLE
State	NC
Zip	28803-3045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: BILTMORE FOREST BLOCK: T LOT: 14 SECTION: PLAT: 0053-0126
Legal Subdivision	BILTMORE FOREST
Legal Block	T
Legal Lot Number	14
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1041
Census Tract	2101

Owner

2 Hemlock Rd is owned by a company that acquired it in March 2024.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Company Names on File
Mailing Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Intrafamily Transfer, Transfer
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 12, 2021	Warranty Deed, Transfer
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Book / Page	6033 / 1534
Last Transfer Date	Mar 15, 2024
Transfer Doc	0063920956
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 18, 2024
Property Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045
Document Number	0063920956
Book / Page	6392 / 956
Map Reference	MB 53 PG 126
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060871323
Date	Jun 30, 2021
Book Page	6087/1323

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 12, 2021
Property Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045
Document Number	0060331534
Book / Page	6033 / 1534
Map Reference	MB 53 PG 126
Instrument Date	Mar 12, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 HEMLOCK RD, 4, ASHEVILLE, NC 28803-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058761468
Date	Mar 20, 2020
Book Page	5876/1468

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 5, 2018
Property Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045
Document Number	0057090674
Book / Page	5709 / 0674
Map Reference	MB 53 PG 126
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 WAKEFIELD DR, 11, ASHEVILLE, NC 28803-4147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEMLOCK RD, ASHEVILLE, NC 28803-3045

Mortgage

Document Number	57090677
Date	Oct 5, 2018
Instrument	5709/0677

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Hemlock Rd was $6,497, up 5.6% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Biltmore Forest Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,497.00 (+5.61%)	$1,188,700 Land $555,400 Building $633,300	$1,188,700 Land $555,400 Building $633,300
2024	$6,152.00 (+3.94%)
2023	$5,919.00	$1,188,700	$1,188,700 Land $555,400 Building $633,300
2021			$1,188,700 Land $555,400 Building $633,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Hemlock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1995–2024)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Hemlock Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BILTMORE FOREST serves 1,356 people · EPA ID NC0111030
Water Source	Purchased surface water from CITY OF ASHEVILLE
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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