2 Heaton St, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 2 Heaton St, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	4,009 sqft · built 2017
Lot Size	0.474 acres (20,639 sqft)
Owner	2 Individual Names on File
Last Sale	$872,808 (Apr 2017)
Tax Bill	$20,945 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Mortgage + 2 more
APN	`27-04415-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`27-04415-0000-00001`

Interior

Building Area	4,009 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	20,639 sqft (0.474 acres)

Location & Zoning

Street Address	2 HEATON ST
City	BUDD LAKE
State	NJ
Zip	07828-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MORRIS CHASE PH 01
Legal Block	4415
Legal Lot Number	1
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	1
Census Block	1002
Census Tract	46109

Owner

2 Heaton St is owned and occupied by two individuals who bought it in April 2017.

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 HEATON ST, BUDD LAKE, NJ 07828-2470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · SBA Mortgage PROVIDENT BANK
Mar 15, 2022	Deed of Trust, Mortgage · SBA Mortgage PROVIDENT BANK
Aug 23, 2019	Deed of Trust, Mortgage · SBA Mortgage TWO RIVER COMMUNITY BANK
Apr 26, 2017	Grant Deed, Subdivision Related Transfer TBI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Deed Document Number	201724363
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 HEATON ST, BUDD LAKE, NJ 07828-2470
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WALSH DR B, B, PARSIPPANY, NJ 07054-1010

Mortgage

Document Number	0244231006
Date	Jun 6, 2022
Book Page	24423/1006
Instrument	2022038921

Lender

Name	PROVIDENT BANK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	SBA Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 HEATON ST, BUDD LAKE, NJ 07828-2470
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WALSH DR B, B, PARSIPPANY, NJ 07054-1010

Mortgage

Document Number	0243680455
Date	Mar 15, 2022
Book Page	24368/455
Instrument	2022020085

Lender

Name	PROVIDENT BANK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	SBA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 HEATON ST, BUDD LAKE, NJ 07828-2470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235990391
Date	Aug 23, 2019
Book Page	23599/0391
Instrument	2019045895

Lender

Name	TWO RIVER COMMUNITY BANK
Type	Bank
Address	EATONTOWN, NJ 07724

Agreement

Type	SBA Mortgage
Amount	Amount on Record

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 26, 2017
Property Address	2 HEATON ST, BUDD LAKE, NJ 07828-2470
Document Number	0231141405
Book / Page	023114 / 001405
Instrument Date	Mar 29, 2017
Instrument	24363
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2018
Title Company	WESTMINSTER ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEATON ST BUDD LAKE NJ 078282470, BUDD LAKE, NJ 07828-2470

Mortgage

Document Number	231141411
Date	Apr 26, 2017
Book Page	023114/001411
Instrument	24364

Lender

Name	TBI MTG
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,000 (-) Land $153,000 Building $448,000	$601,000 (-) Land $153,000 Building $448,000
2025		$601,000 Land $153,000 Building $448,000	$601,000 Land $153,000 Building $448,000
2024	$20,945.00
2023		$601,000 Land $153,000 Building $448,000	$601,000 Land $153,000 Building $448,000
2022	$20,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Heaton St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Heaton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS CHASE/MORRIS HUNT PCWS private · serves 1,080 people · EPA ID NJ1427018
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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