2 Hearthstone Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 2 Hearthstone Ct, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,197 sqft · built 2001
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$788,000 (Oct 2021)
Tax Bill	$18,660 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-02329-0000-00005-23`

Property Details

APN / Parcel Number

Primary APN	`14-02329-0000-00005-23`
Alternative APN	`14023290000000050023`

Interior

Building Area	3,197 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Lot Area	12,850 sqft (0.295 acres)

Location & Zoning

Street Address	2 HEARTHSTONE CT
City	WAYNE
State	NJ
Zip	07470-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE
Legal Block	2329
Legal Lot Number	5.23
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3001
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records · APN 14-02329-0000-00005-23

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 HEARTHSTONE CT, WAYNE, NJ 07470-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2021	Deed, Transfer · Conventional Mortgage METRO CITY BANK
Jan 07, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2021 · Amount on Record
Deed Sale	Oct 05, 2021 · Amount on Record
Prior Sale	Nov 29, 2001 · Amount on Record
Deed Document Number	202162582
Deed Book / Page	4145 / 43
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 05, 2021
Property Address	2 HEARTHSTONE CT, WAYNE, NJ 07470-3734
Document Number	0000062582
Book / Page	D4145 / 43
Instrument Date	Sep 28, 2021
Instrument	2021062582
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,758.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 OCEAN BLVD UNIT 214, 432, LONG BRANCH, NJ 07740-5681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEARTHSTONE CT, WAYNE, NJ 07470-3734

Mortgage

Document Number	0000062583
Date	Oct 05, 2021
Instrument	2021062583

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 01, 2026
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 HEARTHSTONE CT, WAYNE, NJ 07470-3734
Document Number	0000005265
Instrument Date	Jan 07, 2019
Transaction Type	Mortgage
Record Updated	Mar 01, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HEARTHSTONE CT WAYNE NJ 074703734, WAYNE, NJ 07470-3734

Mortgage

Document Number	0000005265
Date	Feb 04, 2019
Book Page	015387/000081
Instrument	5265

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,100 (-) Land $131,600 Building $179,500	$311,100 (-) Land $131,600 Building $179,500
2025	$18,660.00 (+0.88%)	$311,100 (-) Land $131,600 Building $179,500	$311,100 (-) Land $131,600 Building $179,500
2024	$18,498.00 (+5.17%)
2023		$311,100 Land $131,600 Building $179,500	$311,100 Land $131,600 Building $179,500
2022	$17,589.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312462013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2011)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 10% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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