2 Hearthstone Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 2 Hearthstone Ct, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Lot Size0.033 acres (1,429 sqft)
OwnerCompany Name on Record
Last Sale$1,139,351 (Jan 2023)
Tax Bill$22,608 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63 00601-0000-00001-01-C005

Property Details

APN / Parcel Number

Primary APN63 00601-0000-00001-01-C005
Alternative APN
  • 63-00601-0000-00001-01-C0005

Exterior

Architectural StyleCondo/Apartment
Lot Area1,429 sqft (0.033 acres)

Location & Zoning

Old Parcel Number630060100000000101C005
Street Address2 HEARTHSTONE CT, 5
CitySADDLE RIVER
StateNJ
Zip07458-1858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGROVE/UPPER SADDLE RIVER
Legal Block601
Legal Lot Number1.01
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2013
Census Tract53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2 HEARTHSTONE CT, SADDLE RIVER, NJ 07458-1858
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2023 · Amount on Record
Deed SaleJan 17, 2023 · Amount on Record
Deed Document Number20234360
Deed Book / Page4906 / 1543
Last Transfer DateJan 10, 2025
Transfer Doc0000009137
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 17, 2023
Property Address2 HEARTHSTONE CT, UPPER SADDLE RIVER, NJ 07458-1858
Document Number0049061543
Book / Page4906 / 1543
Instrument DateDec 1, 2022
Instrument2023004360
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyWESTMINSTER ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$22,656.46
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HEARTHSTONE CT, UPPER SADDLE RIVER, NJ 07458-1858

Mortgage

Document Number0049061554
DateJan 17, 2023
Book Page4906/1554
Instrument2023004361
Lender
NameTOLL BROTHERS MORTGAGE CO
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJan 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6.5%
IndexOther
Max Rate9.5%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$888,000 (-) Land $168,000 Building $720,000$888,000 (-) Land $168,000 Building $720,000
2025$888,000 (-) Land $168,000 Building $720,000$888,000 (-) Land $168,000 Building $720,000
2024$22,608.00 (+413.7%)
2023$888,000 Land $168,000 Building $720,000$888,000 Land $168,000 Building $720,000
2022$4,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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