2 Hearn Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 2 Hearn Rd, Malta, NY 12020

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,092 sqft · built 1930
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,227 (2025)
Deeds & Mortgages	Apr 2022 Refinance Jul 2018 Sale & Mortgage + 1 more
APN	`414089 204.4-2-8`

Property Details

APN / Parcel Number

Primary APN	`414089 204.4-2-8`
Alternative APNs	`408920400400020080000000` `5 J00811`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Total Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	45,302 sqft (1.04 acres)
Lot Width	260 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	387 sqft
Patio Area	576 sqft
Shed	1 Shed
Pole Barn	Pole Barn
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00811
Street Address	2 HEARN RD
City	MALTA
State	NY
Zip	12020-4214
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C9
Legal Description	LIFE ESTATE INCOMPLETE GIFT
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MALTA
Census Block Group	2
Census Block	2032
Census Tract	61905

Owner

Source: Saratoga County and Malta Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 KENT ST, BALLSTON SPA, NY 12020-1511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Jul 19, 2018	Grant Deed, Transfer · Conventional Mortgage TRUSTCO BK
Jun 28, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 21, 2001
Transfer Doc	1593000669
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2 HEARN RD, MALTA, NY 12020-4214
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012759
Date	Apr 8, 2022
Instrument	2022012759

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARATOGA NY
Recording Date	Jul 19, 2018
Property Address	2 HEARN RD, MALTA, NY 12020-4214
Document Number	0000021338
Instrument Date	Jun 30, 2018
Instrument	21338
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$936.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51 KENT ST BALLSTON SPA NY 120201511, BALLSTON SPA, NY 12020-1511

Mortgage

Document Number	21339
Date	Jul 19, 2018
Instrument	21339

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2 HEARN RD, MALTA, NY 12020-4214
Document Number	0000025778
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2 HEARN RD MALTA NY 120204214, MALTA, NY 12020-4214

Mortgage

Document Number	0000025778
Date	Aug 15, 2017
Instrument	25778

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Malta Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,227.00	$455,000 (+28.53%) Land $71,200 Building $383,800	$455,000 (+28.53%) Land $71,200 Building $383,800
2023		$354,000 Land $70,300 Building $283,700	$354,000 Land $70,300 Building $283,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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