2 Hayer St, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 2 Hayer St, Adams, MA 01220

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,976 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (May 2026)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2026 Second Mortgage + 3 more
APN	`41120000001680`

Property Details

APN / Parcel Number

Primary APN	`41120000001680`
Alternative APNs	`ADAM M:1120 B:0000 L:01680` `M:000112 P:000168`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	41120000001680
Street Address	2 HAYER ST
City	ADAMS
State	MA
Zip	01220-1538
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Lot Number	1680
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2011
Census Tract	922200

Owner

2 Hayer St, a duplex, is owned and occupied by an individual who bought it in May 2026.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 HAYER ST, ADAMS, MA 01220-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
May 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADAMS BANK AND TRUST
May 6, 2026	Quit Claim Deed, Transfer · ARM ADAMS BANK AND TRUST
Aug 27, 2019	Quit Claim Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING
Aug 10, 2018	Quit Claim Deed, Transfer · VA Mortgage MOVEMENT MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20262286
Deed Book / Page	1916 / 1069
Prior Transfer Date	Aug 17, 2019
Prior Transfer Doc	1690-1003
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	2 HAYER ST, ADAMS, MA 01220-1538
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001772-249
Date	Nov 12, 2021
Book Page	1772/249
Instrument	7710

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Recording Date	May 6, 2026
Property Address	2 HAYER ST, ADAMS, MA 01220-1538
Document Number	01916-1093
Book / Page	1916 / 1093
Instrument Date	May 6, 2026
Instrument	20262288
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HAYER ST, ADAMS, MA 01220-1538

Mortgage

Document Number	0000002288,
Date	May 6, 2026
Book Page	1916/1093
Instrument	20262288

Lender

Name	ADAMS BANK AND TRUST

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	May 6, 2026
Property Address	2 HAYER ST, ADAMS, MA 01220-1538
Document Number	0000002286
Book / Page	1916 / 1069
Instrument Date	May 4, 2026
Instrument	20262286
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Date	May 6, 2026

Lender

Name	ADAMS BANK AND TRUST

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2033
Index	3-Year CMT
Margin	3
Max Rate	-1%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Aug 27, 2019
Property Address	2 HAYER ST, ADAMS, MA 01220-1538
Document Number	1690-1003
Book / Page	001690 / 001003
Instrument Date	Aug 17, 2019
Instrument	4549
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HAYER ST ADAMS MA 012201538, ADAMS, MA 01220-1538

Mortgage

Document Number	1690-1006
Date	Aug 27, 2019
Book Page	001690/001006
Instrument	4550

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Aug 10, 2018
Property Address	2 HAYER ST, ADAMS, MA 01220-1538
Document Number	1661-912
Book / Page	1661 / 912
Instrument	4689
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 HAYER ST, ADAMS, MA 01220-1538

Mortgage

Document Number	16610914
Date	Aug 10, 2018
Instrument	01661/0914

Lender

Name	MOVEMENT MTG LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Hayer St was $2,497, up 6.1% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (+6.07%)	$146,800 (+9.39%) Land $36,400 Building $110,400	$216,138
2024	$2,354.00 (+7%)	$134,200 (+13.15%) Land $34,100 Building $100,100
2023	$2,200.00	$118,600 Land $31,400 Building $87,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Hayer St; there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Hayer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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