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2 Harvard Dr, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 2 Harvard Dr, Carmel, NY 10512

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,552 sqft · built 1930
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$349,800 (Mar 2020)
Tax Bill$13,644 (2024)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN372200 22.74-1-61

Property Details

APN / Parcel Number

Primary APN372200 22.74-1-61
Alternative APNs
  • 220002207400010610000000
  • 040925

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area1,572 sqft
1st Floor Area1,552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions106 ft deep x 108 ft wide
View / LotWaterfront
PorchCovered Porch
Porch Area20 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number040925
Street Address2 HARVARD DR
CityCARMEL
StateNY
Zip10512-5602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionSIXTH MAP OF LAKE CARMEL
Legal Block1
Legal Lot Number61.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group1
Census Block1028
Census Tract10300

Owner

2 Harvard Dr is owned and occupied by an individual who acquired it in March 2021.

Source: Putnam County and Kent Town records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2 HARVARD DR, CARMEL, NY 10512-5602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jul 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 22, 2023Intrafamily Transfer, Transfer
TITLE 365- NLSE, TITLE 365 NLSE
Jun 23, 2020Quit Claim Deed, Transfer
BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGCY
Mar 5, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
NATIONWIDE MORTGAGE BANKERS INC
Apr 5, 2017Grant Deed, Transfer
COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2020 · Amount on File
Deed SaleMar 5, 2020 · Amount on File
Prior SaleApr 5, 2017 · Amount on File
Deed Document Number202018952020
Deed Book / Page2151 / 164
Last Transfer DateMar 26, 2021
Transfer Doc0023130084
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address2 HARVARD DR, CARMEL, NY 10512-5602
Transaction TypeMortgage
Record UpdatedFeb 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARVARD DR, CARMEL, NY 10512-5602

Mortgage

Document Number0076710337
DateJul 5, 2022
Book Page7671/337
Instrument6163-2022
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term345 Months
DueApr 1, 2051

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address2 HARVARD DR, CARMEL, NY 10512-5602
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyTITLE 365 NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARVARD DR, CARMEL, NY 10512-5602

Mortgage

Document Number0076720003
DateJul 5, 2022
Book Page7672/3
Instrument6165-2022
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term345 Months
DueApr 1, 2051

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM NY
Recording DateMar 22, 2023
Property Address2 HARVARD DR, CARMEL, NY 10512-5602
Document Number0023130084
Book / Page2313 / 84
Map ReferenceMAP 130-EE
Instrument DateMar 26, 2021
Instrument1686-2023
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyTITLE 365- NLSE, TITLE 365 NLSE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2 HARVARD DR, CARMEL, NY 10512-5602

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2 HARVARD DR, CARMEL, NY 10512-5602

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateJun 23, 2020
Property Address2 HARVARD DR, CARMEL, NY 10512-5602
Document Number0021630090
Book / Page002163 / 000090
Instrument DateFeb 26, 2020
Instrument4820
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyBENCHMARK TITLE COMPANY, BENCHMARK TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARVARD DR CARMEL NY 105125602, CARMEL, NY 10512-5602

March 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateMar 5, 2020
Property Address2 HARVARD DR, CARMEL, NY 10512-5602
Document Number0021510164
Book / Page2151 / 164
Map ReferenceMAP 130-EE
Instrument DateFeb 26, 2020
Instrument1895-2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBENCHMARK TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address510 SMITH ST, 510, PEEKSKILL, NY 10566-4512

Transferred To (Grantee/Buyer)

NameVerified Name
Address2710 MORRIS AVE APT 4G, 4G, BRONX, NY 10468-3596

Mortgage

Document Number0007045018
DateMar 5, 2020
Instrument7045/018
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM NY
Recording DateApr 5, 2017
Property Address2 HARVARD DR, CARMEL, NY 10512-5602
Document Number0020410005
Book / Page002041 / 000005
Instrument DateFeb 13, 2017
Instrument1500855
Transaction TypeTransfer
Record UpdatedMay 24, 2017
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

AmountAmount on Record
Tax$248.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 SMITH ST PEEKSKILL NY 105664512, PEEKSKILL, NY 10566-4512

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$449,000 (+54.83%) Land $60,800 Building $388,200$449,000 (+6.52%) Land $60,800 Building $388,200
2024$13,644.00$290,000 (-) Land $15,000 Building $275,000$421,512 (-)
2023$290,000 (-) Land $15,000 Building $275,000$421,512 (+21.66%) Land $21,802 Building $399,710
2022$290,000 Land $15,000 Building $275,000$346,476 Land $17,921 Building $328,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Harvard Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2023 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Harvard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT WD 1
serves 360 people · EPA ID NY3905708
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
currently in violation since Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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