Berkeley County property record for 2 Harvard Ct, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,644 sqft · built 2001 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-13M-0195.0000 |
| Primary APN | 02-13M-0195.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07221191 |
|---|---|
| Street Address | 2 HARVARD CT |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.34 ACRE LOT 249 PHASE XV SECTION B PART B SPRING MILLS |
| Legal Lot Number | 249 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 971105 |
Source: Berkeley County records · APN 02-13M-0195.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2 HARVARD CT, FALLING WATERS, WV 25419-4587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Line of Credit CNB BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES |
| Oct 08, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 11, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000679271 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 2 HARVARD CT, FALLING WATERS, WV 25419-4587 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004321/671 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 4321/671 |
| Instrument | 20250030669 |
| Name | CNB BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 2 HARVARD CT, FALLING WATERS, WV 25419-4587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Title Company | ELEVARED TITLE |
| Name | Verified Name |
|---|
| Document Number | 3742/430 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 3742/430 |
| Instrument | 20210026883 |
| Name | LOW VA RATES |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 2 HARVARD CT, FALLING WATERS, WV 25419-4587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3572/93 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 3572/93 |
| Instrument | 20200031104 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 2 HARVARD CT, FALLING WATERS, WV 25419-4587 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 20170035458 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3200/107 |
| Instrument | 20170035458 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Berkeley County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,023.00 (+0.7%) Homeowner's exemption Disabled Person's exemption | $186,420 (+4.12%) Land $39,600 Building $146,820 | $310,700 (+4.12%) Land $66,000 Building $244,700 |
| 2023 | $2,009.00 Homeowner's exemption Disabled Person's exemption | $179,040 Land $32,340 Building $146,700 | $298,400 Land $53,900 Building $244,500 |
Source: FEMA National Flood Hazard Layer as of July 7, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 325 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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