Albany County and Colonie Town property record for 2 Harmony Ct, Cohoes, NY 12047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,806 sqft · built 2003 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $538,000 (Aug 2018) |
| Tax Bill | $9,980 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 5.3-2-94 |
| Primary APN | 012689 5.3-2-94 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| 2nd Floor Area | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool House | 120 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00500300020940000000 |
|---|---|
| Street Address | 2 HARMONY CT |
| City | COHOES |
| State | NY |
| Zip | 12047-4853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | WINDING CREEK OR 16 HERITAGE CT |
| Legal Subdivision | WINDING CREEK SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 94.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13503 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 HARMONY CT, COHOES, NY 12047-4853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES FCU |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Aug 17, 2018 | Trustee's Deed, Foreclosure |
| Aug 17, 2018 | Deed with Mortgage, Transfer SEFCU |
| Aug 17, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on Record |
| Deed Sale | Aug 17, 2018 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 201818428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2 HARMONY CT, COHOES, NY 12047-4853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003221 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | R2021-03221 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2 HARMONY CT, COHOES, NY 12047-4853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2023 |
| Title Company | MBR TITLE AGENCY LLC, SMPR TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003220 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | R2021-03220 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 2 HARMONY CT, COHOES, NY 12047-4853 |
| Document Number | 0020188426 |
| Book / Page | 002018 / 018426 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 2 HARMONY CT, COHOES, NY 12047-4853 |
| Document Number | 0020188428 |
| Book / Page | 002018 / 018428 |
| Instrument Date | Aug 9, 2018 |
| Instrument | 18430 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 HARMONY CT COHOES NY 120474853, COHOES, NY 12047-4853 |
| Document Number | 18430 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 18430 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 16, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 2 HARMONY CT, COHOES, NY 12047-4853 |
| Document Number | 0000018426 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 18426 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,152.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,980.00 (-1.68%) | ||
| 2025 | $10,151.00 (+7.24%) | $236,400 (-) Land $59,100 Building $177,300 | $541,000 (+16.72%) Land $135,250 Building $405,750 |
| 2023 | $236,400 (-) Land $59,100 Building $177,300 | $463,500 (+9.31%) Land $115,875 Building $347,625 | |
| 2022 | $236,400 Land $59,100 Building $177,300 | $424,036 Land $106,009 Building $318,027 | |
| 2021 | $9,466.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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