Cortland County and Cortland City property record for 2 Harmony Cir, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1985 |
| Lot Size | 0.148 acres (6,483 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $79,000 (Jun 1997) |
| Tax Bill | $5,304 (2026) |
| Deeds & Mortgages | Oct 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.24-05-07.000 |
| Primary APN | 110200 86.24-05-07.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 6,483 sqft (0.148 acres) |
| Lot Dimensions | 124 ft deep x 52.2 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 396 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 HARMONY CIR |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 5 |
| Legal Lot Number | 7.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 970700 |
2 Harmony Cir is owner-occupied and held in a trust since October 2024.
Source: Cortland County and Cortland City records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2465 CENTREVILLE RD, HERNDON, VA 20171-4586 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1997 · Amount on File |
| Deed Sale | Jun 9, 1997 · Amount on File |
| Deed Book / Page | 1997 / 2287 |
| Last Transfer Date | Oct 3, 2024 |
| Transfer Doc | 0000004127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Oct 7, 2024 |
| Property Address | 2 HARMONY CIR, CORTLAND, NY 13045-1056 |
| Document Number | 0000004127 |
| Instrument Date | Oct 3, 2024 |
| Instrument | 2024-04127 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2465 CERTREBILLE RD, HERNDON, VA 20171-4586 |
The 2026 property tax bill for 2 Harmony Cir was $5,304 with exemptions applied, up 34.8% from the year before.
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,304.00 (+34.79%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,935.00 | $170,000 Land $14,000 Building $156,000 | $175,258 Land $14,433 Building $160,825 |
| 2023 | $3,778.00 Homeowner's exemption Senior Citizen's exemption | $109,400 Land $9,800 Building $99,600 | $149,863 Land $13,425 Building $136,438 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Harmony Cir in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 82 (1981–2013) |
| Claims Outside the SFHA | 2 of 82 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Harmony Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures