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2 Harding Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 2 Harding Rd, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,808 sqft · built 1967
Lot Size0.946 acres (41,199 sqft)
Owner2 Individual Names on File
Last Sale$899,000 (Jul 2025)
Tax Bill$12,328 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Apr 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-00030-11-00008-01

Property Details

APN / Parcel Number

Primary APN17-00030-11-00008-01
Alternative APNs
  • 17000300011000080001
  • 1076000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,808 sqft Living Area
1st Floor Area1,904 sqft
Upper Floors Area1,904 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area41,199 sqft (0.946 acres)
Lot Dimensions206 ft deep x 200 ft wide
Garage TypeAttached
Garage Area1,232 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Patio Area285 sqft
Shed1 Shed
Shed Area128 sqft
Canopy282 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number1076000
Street Address2 HARDING RD
CityFREEHOLD
StateNJ
Zip07728-7774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal SubdivisionBRIAR HILL ESTS SEC 2
Legal Block30.11
Legal Lot Number8.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group2
Census Block2014
Census Tract810402

Owner

2 Harding Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2 HARDING RD, FREEHOLD, NJ 07728-7774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Apr 22, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK
Feb 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2025 · Amount on File
Deed SaleJul 15, 2025 · Amount on File
Prior SaleJun 16, 2000 · Amount on File
Deed Document Number202555349
Deed Book / Page9747 / 289
Prior Transfer DateFeb 1, 2017
Prior Transfer Doc0000015255
Record UpdatedSep 20, 2026

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJul 15, 2025
Property Address2 HARDING RD, FREEHOLD, NJ 07728-7774
Document Number0097470289
Book / Page9747 / 289
Instrument DateJul 13, 2025
Instrument2025055349
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,403.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address156 DUTCH LANE RD, FREEHOLD, NJ 07728-7730

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARDING RD, FREEHOLD, NJ 07728-7774

Mortgage

Document Number2025055350
DateJul 15, 2025
Instrument2025055350
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address2 HARDING RD, FREEHOLD, NJ 07728-7774
Document Number0000053045
Instrument DateApr 22, 2017
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 HARDING RD FREEHOLD NJ 077287774, FREEHOLD, NJ 07728-7774

Mortgage

Document Number0000053045
DateJun 1, 2017
Book Page009229/003546
Instrument53045
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term264 Months
DueMay 31, 2039
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateFeb 8, 2017
Property Address2 HARDING RD, FREEHOLD, NJ 07728-7774
Document Number0000015255
Book / Page009212 / 003654
Instrument DateFeb 1, 2017
Instrument15255
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 HARDING RD FREEHOLD NJ 077287774, FREEHOLD, NJ 07728-7774

Tax Assessment & Valuation

The 2025 property tax bill for 2 Harding Rd was $12,328, down 3.8% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$914,700 (+26.13%) Land $349,200 Building $565,500$914,700 (+26.13%) Land $349,200 Building $565,500
2025$12,328.00 (-3.81%)$725,200 Land $274,200 Building $451,000$725,200 Land $274,200 Building $451,000
2024$12,816.00
2023$706,600 Land $270,000 Building $436,600$706,600 Land $270,000 Building $436,600
2022$12,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Harding Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Optimum
Cable · Fiber in parts of the area		940 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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