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2 Harding Ln, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 2 Harding Ln, Marblehead, MA 01945 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1800
Square Footage1,768 sqft Living Area
Lot Size4,622 sqft (0.106 acres)
OccupancyOwner Occupied
Last Sale$305,000 (1986)
Tax Bill$9,351.00 (2025)

Property Details

APN / Parcel Number

Primary APNMARB M:0186 B:0016 L:0

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,768 sqft Living Area
Gross Area2,843 sqft Gross Area
Basement Area612 sqft Basement
Unfinished Basement612 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleHistorical Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,622 sqft (0.106 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address2 HARDING LN
CityMARBLEHEAD
StateMA
Zip01945-2608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block16
JurisdictionMARBLEHEAD MA
Minor Civil DivisionMARBLEHEAD
Census Blockgroup1
Census Block1002
Census Tract203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0186 B:0016 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 HARDING LN, MARBLEHEAD, MA 01945-2608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2017Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Feb 20, 2020Deed of Trust, Mortgage · Line of Credit
CENTURY BANK & TRUST
Jun 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 1986 · Amount on Record
Deed SaleOct 29, 1986 · Amount on Record
Deed Book / Page8596 / 419
Record RefreshedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address2 HARDING LN, MARBLEHEAD, MA 01945-2608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35720-277
DateMar 07, 2017
Book Page35720/277
Instrument184
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address2 HARDING LN, MARBLEHEAD, MA 01945-2608
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38276-267
DateFeb 20, 2020
Book Page38276/267
Instrument20200220002650
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 01, 2040

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address2 HARDING LN, MARBLEHEAD, MA 01945-2608
Document Number37596-160
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJul 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2 HARDING LN MARBLEHEAD MA 019452608, MARBLEHEAD, MA 01945-2608

Mortgage

Document Number37596-160
DateJun 18, 2019
Book Page037596/000160
Instrument1906183550
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,351.00 (-15.56%)$1,033,300 (-16.39%) Land $701,900 Building $331,400$1,193,960
2024$11,074.00 (+24.78%)$1,235,900 (+39.26%) Land $928,700 Building $307,200
2023$8,875.00$887,500 Land $647,900 Building $239,600

Flood & Wildfire

2 Harding Ln is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation14.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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