2 Harbor Ridge Rd, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 2 Harbor Ridge Rd, Freeport, ME 04032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,581 sqft · built 1986
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,060,000 (Mar 2026)
Tax Bill	$9,232 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023024A 002`

Property Details

APN / Parcel Number

Primary APN	`023024A 002`
Alternative APNs	`FPRT M:23 B:24 L:A U:2` `20252907` `2680`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,581 sqft Living Area
Gross Area	5,703 sqft
1st Floor Area	1,568 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,214 sqft (3.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2680
Street Address	2 HARBOR RIDGE RD
City	FREEPORT
State	ME
Zip	04032-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	800
Legal Block	24
Legal Lot Number	A
Jurisdiction	FREEPORT ME
Township / Civil Division	FREEPORT
Census Block Group	4
Census Block	4006
Census Tract	4502

Owner

Source: Cumberland County and Freeport Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 HARBOR RIDGE RD, FREEPORT, ME 04032-6222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Warranty Deed, Transfer
Sep 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	202610868
Deed Book / Page	42128 / 34
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEPORT ME
Recording Date	Mar 23, 2026
Property Address	2 HARBOR RIDGE RD, FREEPORT, ME 04032-6222
Document Number	0421280034
Book / Page	42128 / 34
Instrument Date	Mar 20, 2026
Instrument	10868
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEPORT ME
Recording Date	Sep 27, 2021
Property Address	2 HARBOR RIDGE RD, FREEPORT, ME 04032-6222
Document Number	0387010023
Book / Page	38701 / 23
Instrument Date	Sep 27, 2021
Instrument	69155
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314A BUNKER HILL ST APT 3, 3, BOSTON, MA 02129-1866

Mortgage

Document Number	69156
Date	Sep 27, 2021
Instrument	69156

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEPORT ME
Property Address	2 HARBOR RIDGE RD, FREEPORT, ME 04032-6222
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377350001
Date	Jan 25, 2021
Book Page	37735/1
Instrument	5574

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cumberland County and Freeport Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Freeport Town
Unified School District	Regional School Unit 05 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,232.00 (+5.97%)	$666,600 (+2.15%) Land $294,900 Building $371,700
2024	$8,712.00 (+9.76%)	$652,600 (+13.06%) Land $280,900 Building $371,700
2023	$7,937.00 (+5.48%)	$577,200 (+4.7%) Land $255,300 Building $321,900
2022	$7,525.00	$551,300 Land $229,400 Building $321,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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