Galveston County property record for 2 Harbor Ln, Kemah, TX 77565
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,233 sqft · built 2006 |
| Lot Size | 0.19 acres (8,275 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $18,323 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 4595-0000-0059-000 |
| Primary APN | 4595-0000-0059-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,233 sqft Living Area |
| Gross Area | 6,049 sqft |
| 1st Floor Area | 2,622 sqft |
| 2nd Floor Area | 2,611 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 8,275 sqft (0.19 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 937 sqft |
| Deck Area | 28 sqft |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2 HARBOR LN |
|---|---|
| City | KEMAH |
| State | TX |
| Zip | 77565-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABST 18 M MULDOON SUR PT OF LOTS 1,2,59 & 60 (59-0) LAZY BEND REPLAT |
| Legal Subdivision | LAZY BEND |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | GALVESTON TX |
| Township / Civil Division | TEXAS CITY-LEAGUE CITY |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 721503 |
2 Harbor Ln is owner-occupied and held in a trust since July 2015.
Source: Galveston County records, as of September 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 60 HARBOR LN, KEMAH, TX 77565-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2015 |
| Deed Sale | Jul 27, 2015 |
| Prior Sale | Oct 2, 2007 · Amount on File |
| Deed Document Number | 201547104 |
| Prior Transfer Date | Sep 27, 2007 |
| Prior Transfer Doc | 0000063880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALVESTON TX |
| Property Address | 2 HARBOR LN, KEMAH, TX 77565-2648 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000052543 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021052543 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 2 Harbor Ln was $18,323 with a homeowner's exemption, up 229.8% from the year before.
Source: Galveston County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Galveston County |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,612,300 (+8.63%) Land $230,861 Building $1,381,439 | $1,612,300 (-) Land $230,861 Building $1,381,439 | |
| 2025 | $18,323.00 (+229.85%) Homeowner's exemption | $1,484,166 Land $230,861 Building $1,381,439 | $1,612,300 Land $230,861 Building $1,381,439 |
| 2024 | $5,555.00 | ||
| 2023 | $1,540,500 Land $206,880 Building $1,333,620 | $1,540,500 Land $206,880 Building $1,333,620 | |
| 2018 | $6,315.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 477 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 584 units insured incl. 107 condo units |
| Nearby Flood Claims | 126 (1998–2024) |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Harbor Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALVESTON COUNTY WCID 12 serves 8,721 people · EPA ID TX0840031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Rural Telecommunications of America Fixed Wireless | 300 / 150 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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