2 Harbor Cir, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 2 Harbor Cir, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1985
Lot Size	0.156 acres (6,804 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Feb 2022)
Tax Bill	$7,490 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00139-0000-00175`

Property Details

APN / Parcel Number

Primary APN	`21-00139-0000-00175`
Alternative APNs	`210013900175` `05671459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,617 sqft Living Area
1st Floor Area	881 sqft
Upper Floors Area	900 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	6,804 sqft (0.156 acres)
Lot Dimensions	108 ft deep x 63 ft wide
Garage Area	144 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05671459
Street Address	2 HARBOR CIR
City	FREEHOLD
State	NJ
Zip	07728-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	AS SHOWN/A CERTAIN MAP ENTITLE
Legal Block	139
Legal Lot Number	175
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2010
Census Tract	811101

Owner

2 Harbor Cir is owned and occupied by two individuals who bought it in February 2022.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 HARBOR CIR, FREEHOLD, NJ 07728-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Jul 30, 2004 · Amount on File
Deed Document Number	202220037
Deed Book / Page	9579 / 5354
Prior Transfer Date	May 23, 2000
Prior Transfer Doc	5940000116
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 17, 2022
Property Address	2 HARBOR CIR, FREEHOLD, NJ 07728-3730
Document Number	0095795354
Book / Page	9579 / 5354
Instrument Date	Dec 13, 2021
Instrument	2022020037
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 ASPEN LN, 4, TINTON FALLS, NJ 07724-4756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 HARBOR CIR, FREEHOLD, NJ 07728-3730

Mortgage

Document Number	2022020038
Date	Feb 17, 2022
Instrument	2022020038

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2 Harbor Cir was $7,490, up 11.5% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,100 (+2.64%) Land $265,000 Building $189,100	$454,100 (+2.64%) Land $265,000 Building $189,100
2025	$7,490.00 (+11.52%)	$442,400 Land $255,000 Building $187,400	$442,400 Land $255,000 Building $187,400
2024	$6,716.00
2023		$341,800 Land $160,000 Building $181,800	$341,800 Land $160,000 Building $181,800
2022	$5,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Harbor Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Harbor Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20