2 Guerard Rd, Charleston, SC 29407 Property Records

Charleston County property record for 2 Guerard Rd, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,172 sqft · built 1957
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$2,130,000 (Nov 2021)
Tax Bill	$11,510 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`421-10-00-096`

Property Details

APN / Parcel Number

Primary APN	`421-10-00-096`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,473 sqft
Upper Floors Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	175 ft deep x 120 ft wide
Porch	Porch
Porch Area	176 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 GUERARD RD
City	CHARLESTON
State	SC
Zip	29407-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CRESCENT THE DESCRIPTION -LT 13 BLK F
Legal Subdivision	CRESCENT THE
Legal Block	F
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1034
Census Tract	3000

Owner

2 Guerard Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 GUERARD RD, CHARLESTON, SC 29407-7511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed, Transfer · Stand-Alone First Mortgage DAVID W DORMAN TRUST
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit PALMETTO HERITAGE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Book / Page	1052 / 149
Prior Transfer Date	Apr 28, 2015
Prior Transfer Doc	0472/0543
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 15, 2021
Property Address	2 GUERARD RD, CHARLESTON, SC 29407-7511
Document Number	0010520149
Book / Page	1052 / 149
Map Reference	MB K PG 81
Instrument Date	Nov 11, 2021
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 GVERARD RD, CHARLESTON, SC 29407-7511

Mortgage

Document Number	0001052150
Date	Nov 15, 2021
Instrument	1052/150

Lender

Name	DAVID W DORMAN TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2 GUERARD RD, CHARLESTON, SC 29407-7511
Document Number	0665/0083
Book / Page	000665 / 000083
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 GUERARD RD CHARLESTON SC 294077511, CHARLESTON, SC 29407-7511

Mortgage

Document Number	0665/0083
Date	Sep 13, 2017
Book Page	000665/000083

Lender

Name	PALMETTO HERITAGE BK&TR
Type	Bank
Address	PAWLEYS ISLAND, SC 29585

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 12, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Guerard Rd was $11,510, up 7.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,510.00 (+7.94%)	$2,449,500 (+2,775%) Land $885,500 Building $1,564,000	$2,681,700 Land $994,800 Building $1,686,900
2024	$10,663.00	$85,200
2022	$33,846.00	$127,800	$2,130,000 Land $770,000 Building $1,360,000
2020			$2,130,000 Land $770,000 Building $1,360,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Guerard Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 341 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	406 units insured incl. 65 condo units
Nearby Flood Claims	194 (1982–2024)
Claims Outside the SFHA	35 of 194
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Guerard Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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