2 Gretchen Cir, Havelock, NC 28532 Property Records

Craven County property record for 2 Gretchen Cir, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,350 sqft · built 1968
Lot Size	0.504 acres (21,949 sqft)
Owner	Individual Name on File
Tax Bill	$1,562 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-063-1-020`

Property Details

APN / Parcel Number

Primary APN	`6-063-1-020`
Alternative APN	`1371`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,949 sqft (0.504 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1371
Street Address	2 GRETCHEN CIR
City	HAVELOCK
State	NC
Zip	28532-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 BRYAN HAVELOCK
Legal Subdivision	HAVELOCK PARK
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2020
Census Tract	961301

Owner

2 Gretchen Cir is owned and occupied by an individual who acquired it in January 1968.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 GRETCHEN CIR, HAVELOCK, NC 28532-2319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1968
Deed Sale	Jan 1, 1968
Deed Book / Page	741 / 68
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2 GRETCHEN CIR, HAVELOCK, NC 28532-2319
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003746/37
Date	Oct 31, 2022
Book Page	3746/37
Instrument	10105191

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union
Address	CARY, NC 27518

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	145 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2 Gretchen Cir was $1,562, up 2.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+2.49%)	$124,730 (-) Land $35,000 Building $89,730	$124,730 (-) Land $35,000 Building $89,730
2025	$1,524.00	$124,730 Land $35,000 Building $89,730	$124,730 Land $35,000 Building $89,730
2023	$1,462.00 (+18.48%)	$124,730 (+22.13%) Land $35,000 Building $89,730	$124,730 Land $35,000 Building $89,730
2022	$1,234.00	$102,130 Land $30,000 Building $72,130
2018			$102,130 Land $30,000 Building $72,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Gretchen Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Gretchen Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20