2 Greenridge Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 2 Greenridge Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1991
Lot Size	0.221 acres (9,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Apr 2024)
Tax Bill	$4,006 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-015852`

Property Details

APN / Parcel Number

Primary APN	`07-015852`
Alternative APNs	`7015852` `015852`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Total Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	9,616 sqft (0.221 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	015852
Street Address	2 GREENRIDGE AVE
City	RIDGELY
State	MD
Zip	21660-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9616 SQ FT L-12 2 GREENRIDGE AVE GREENRIDGE SUBDV
Legal Subdivision	GREENRIDGE AVE GREENRIDGE SUB
Legal Lot Number	12
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1054
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed, Transfer · USDA Mortgage BAY CAPITAL MORTGAGE CORP
Jun 7, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 1, 2020	Deed, Transfer · Commercial Mortgage FVCBANK
Jul 3, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 28, 2019	Quit Claim Deed, Transfer · Line of Credit QUEENSTOWN BK/MD
Sep 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2024 · Amount on Record
Deed Sale	Apr 25, 2024 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Book / Page	1672 / 464
Prior Transfer Date	Jan 17, 2019
Prior Transfer Doc	0013420434
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Apr 25, 2024
Property Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Document Number	0016720464
Book / Page	1672 / 464
Map Reference	MB 6 PG 149
Instrument Date	Mar 28, 2024
Transaction Type	Transfer
Record Updated	May 13, 2024
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933

Mortgage

Document Number	0016720469
Date	Apr 25, 2024
Instrument	1672-0469

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014990342
Date	Jun 7, 2021
Book Page	1499/342

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Sep 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Sep 1, 2020
Property Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Document Number	0014350453
Book / Page	1435 / 453
Map Reference	MB 6 PL 18-A
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933

Mortgage

Document Number	0001435474
Date	Sep 1, 2020
Instrument	1435/474

Lender

Name	FVCBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0014350460
Date	Sep 1, 2020
Book Page	1435/460

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 3, 2019
Property Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Document Number	0013640393
Book / Page	1364 / 393
Map Reference	MB 6 PL 149
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933

Mortgage

Document Number	0001364399
Date	Jul 3, 2019
Instrument	1364/399

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 28, 2019
Property Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Document Number	0013420434
Book / Page	001342 / 000434
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	B 25145 ADAMS LANDING RD DENTON MD 21629, DENTON, MD 21629

Mortgage

Document Number	13420437
Date	Jan 28, 2019
Book Page	001342/000437

Lender

Name	QUEENSTOWN BK/MD
Type	Bank
Address	QUEENSTOWN, MD 21658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Sep 19, 2018
Property Address	2 GREENRIDGE AVE, RIDGELY, MD 21660-1933
Document Number	0013270145
Book / Page	001327 / 000145
Instrument Date	Sep 11, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,006.00 (+8.3%)	$269,300 (+35.58%)	$293,200 (+32.37%) Land $53,300 Building $239,900
2025	$3,699.00 (+21.72%)
2023	$3,039.00	$198,633	$221,500 Land $53,300 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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