2 Gowing Rd, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 2 Gowing Rd, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,434 sqft · built 1956
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 1998)
Tax Bill	$7,197 (2026)
Deeds & Mortgages	Apr 2022 Refinance Oct 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WILM M:0092 L:0000 P:0003`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0092 L:0000 P:0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,434 sqft
Basement Area	1,434 sqft
Unfinished Basement	1,434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 GOWING RD
City	WILMINGTON
State	MA
Zip	01887-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10/20
Legal Subdivision	PARK STREET ACRES
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1014
Census Tract	331102

Owner

2 Gowing Rd is owned and occupied by two individuals who acquired it in April 2022.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 GOWING RD, WILMINGTON, MA 01887-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance HANSCOM FCU
Oct 30, 2018	Deed of Trust, Mortgage HANSCOM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1998 · Amount on File
Deed Sale	Jul 23, 1998 · Amount on File
Last Transfer Date	Apr 13, 2022
Transfer Doc	036988-270
Record Updated	Oct 29, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILMINGTON MA
Recording Date	Apr 19, 2022
Property Address	2 GOWING RD, WILMINGTON, MA 01887-1504
Document Number	036988-266
Book / Page	36988 / 266
Instrument Date	Apr 13, 2022
Instrument	16676
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 GOWING RD, WILMINGTON, MA 01887-1504

Mortgage

Document Number	036988-270
Date	Apr 19, 2022
Book Page	36988/270
Instrument	16677

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	May 1, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	2 GOWING RD, WILMINGTON, MA 01887-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32526-240
Date	Oct 30, 2018
Book Page	32526/240
Instrument	47667

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2 Gowing Rd was $7,197, up 1% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,197.00 (+9.98%)	$630,800 (+10.38%) Land $358,200 Building $272,600	$593,174 (+9.05%)
2025	$6,544.00 (+3.59%)	$571,500 (+3.4%) Land $331,500 Building $240,000	$543,970 (+0.72%)
2024	$6,317.00 (+3.39%)	$552,700 (+8.01%) Land $331,500 Building $221,200	$540,075
2023	$6,110.00	$511,700 Land $301,600 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Gowing Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Gowing Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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