Bergen County and Upper Saddle River Borough property record for 2 Ginkgo Ct, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,126 sqft · built 1986 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $799,000 (Aug 2010) |
| Tax Bill | $19,267 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01003-0000-00007 |
| Primary APN | 63-01003-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 3,126 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 39,204 sqft (0.9 acres) |
| Street Address | 2 GINKGO CT |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .900 AC |
| Legal Subdivision | GLANNINO CONSTRUCTION INC |
| Legal Block | 1003 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 WASHINGTON BLVD, JERSEY CITY, NJ 07310-2019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2010 · Amount on Record |
| Deed Sale | Aug 30, 2010 · Amount on Record |
| Prior Sale | Nov 9, 2009 · Amount on Record |
| Deed Document Number | 20105130619 |
| Deed Book / Page | 513 / 619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 GINKGO CT, UPPER SADDLE RIVER, NJ 07458-1924 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0038200995 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 3820/995 |
| Instrument | 20-119789 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 GINKGO CT, UPPER SADDLE RIVER, NJ 07458-1924 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0042290060 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4229/60 |
| Instrument | 2021100483 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 1, 2036 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,900 (-) Land $361,000 Building $382,900 | $743,900 (-) Land $361,000 Building $382,900 | |
| 2025 | $19,267.00 (+1.73%) | $743,900 (-) Land $361,000 Building $382,900 | $743,900 (-) Land $361,000 Building $382,900 |
| 2024 | $18,939.00 (+3.8%) | ||
| 2023 | $743,900 Land $361,000 Building $382,900 | $743,900 Land $361,000 Building $382,900 | |
| 2022 | $18,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures