Saratoga County and Clifton Park Town property record for 2 Gingham Ave, Clifton Park, NY 12065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,803 sqft · built 1964 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,248 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| APN | 412400 271.10-1-39 |
| Primary APN | 412400 271.10-1-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Upper Floors Area | 273 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 20,473 sqft (0.47 acres) |
| Lot Dimensions | 160 ft deep x 105 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5BJ02028 |
|---|---|
| Street Address | 2 GINGHAM AVE |
| City | CLIFTON PARK |
| State | NY |
| Zip | 12065-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | CLIFTON PARK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 62509 |
2 Gingham Ave is owned and occupied by two individuals.
Source: Saratoga County and Clifton Park Town records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 GINGHAM AVE, CLIFTON PARK, NY 12065-3653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION |
| Mar 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 12, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 2 GINGHAM AVE, CLIFTON PARK, NY 12065-3653 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000026499 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023026499 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 2 GINGHAM AVE, CLIFTON PARK, NY 12065-3653 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021010344 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021010344 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Apr 12, 2019 |
| Property Address | 2 GINGHAM AVE, CLIFTON PARK, NY 12065-3653 |
| Document Number | 0000010031 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 10031 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $864.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4H LENNOX ST CLIFTON PARK NY 120656320, CLIFTON PARK, NY 12065-6320 |
| Document Number | 10032 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 10032 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2049 |
The 2025 property tax bill for 2 Gingham Ave was $5,248.
Source: Saratoga County and Clifton Park Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Clifton Park Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,248.00 | $120,800 Land $33,200 Building $87,600 | $335,556 Land $92,222 Building $243,334 |
| 2023 | $120,800 Land $33,200 Building $87,600 | $309,744 Land $85,128 Building $224,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2 Gingham Ave; 168 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 168 units insured incl. 168 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Gingham Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLIFTON PARK WATER AUTHORITY public/private · serves 35,000 people · EPA ID NY4500175 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 102 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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