2 Gibson St, Oakfield, NY 14125 Property Records

Genesee County and Oakfield Town property record for 2 Gibson St, Oakfield, NY 14125

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1927
Lot Size0.076 acres (3,348 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Jul 2025)
Tax Bill$3,235 (2026)
Deeds & MortgagesJul 2025 Sale & Mortgage
Jan 2022 Sale & Mortgage
APN183801 1.-3-64

Property Details

APN / Parcel Number

Primary APN183801 1.-3-64
Alternative APN
  • 38010010000003064000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area672 sqft
Upper Floors Area336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,348 sqft (0.076 acres)
Lot Dimensions62 ft deep x 54 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 GIBSON ST
CityOAKFIELD
StateNY
Zip14125-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number64.000
JurisdictionGENESEE NY
Township / Civil DivisionOAKFIELD
Census Block Group3
Census Block3010
Census Tract950200

Owner

2 Gibson St is owned by two individuals who bought it in July 2025.

Source: Genesee County and Oakfield Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4112 W MAIN STREET RD, B14, BATAVIA, NY 14020-1289
Owner TypeIndividual
VestingMarried Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
PREMIUM MORTGAGE CO
Jan 19, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
1ST PRIORITY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2025 · Amount on File
Deed SaleJul 7, 2025 · Amount on File
Prior SaleJan 19, 2022 · Amount on File
Deed Document Number20251031
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE NY
Recording DateJul 7, 2025
Property Address2 GIBSON ST, OAKFIELD, NY 14125-1011
Document NumberDE20251031
Instrument DateJun 30, 2025
InstrumentDE2025-1031
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4112 W MAIN STREET RD APT B14, B14, BATAVIA, NY 14020-1289

Mortgage

Document NumberMTG2025777
DateJul 7, 2025
InstrumentMTG2025-777
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE NY
Recording DateJan 19, 2022
Property Address2 GIBSON ST, OAKFIELD, NY 14125-1011
Document Number00DE202267
Instrument DateJan 18, 2022
InstrumentDE2022-67
Transaction TypeTransfer
Record UpdatedFeb 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2670 GALLOWAY RD, BATAVIA, NY 14020-9430

Mortgage

Document NumberMTG2022112
DateJan 19, 2022
InstrumentMTG2022-112
Lender
Name1ST PRIORITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Gibson St was $3,235, down 0.9% from the year before.

Source: Genesee County and Oakfield Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyGenesee County
County SubdivisionOakfield Town
MunicipalityOakfield Village
Unified School DistrictOakfield-Alabama Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,235.00 (-0.89%)
2025$3,264.00$97,000 Land $12,200 Building $84,800$97,000 Land $12,200 Building $84,800
2023$96,000 Land $11,900 Building $84,100$96,000 Land $11,900 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Gibson St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Gibson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKFIELD VILLAGE
serves 1,679 people · EPA ID NY1800551
Water SourcePurchased surface water from BATAVIA CONSOLIDATED W.D.
Last State InspectionMar 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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