Westchester County and Harrison Town property record for 2 Gerda Ln, Harrison, NY 10528
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,701 sqft · built 2006 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,420,000 (Dec 2021) |
| Tax Bill | $24,874 (2026) |
| Deeds & Mortgages | Dec 2021 Sale Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552801 0281.-48 |
| Primary APN | 552801 0281.-48 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,701 sqft Living Area |
| 1st Floor Area | 1,955 sqft |
| 2nd Floor Area | 1,746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 17,860 sqft (0.41 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 000017710 |
|---|---|
| Street Address | 2 GERDA LN |
| City | HARRISON |
| State | NY |
| Zip | 10528-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 48 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 8403 |
Source: Westchester County and Harrison Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 GERDA LN, HARRISON, NY 10528-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Bargain and Sale Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Jan 16, 2019 | Bargain and Sale Deed, Transfer · ARM HSBC BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Dec 30, 2021 · Amount on Record |
| Deed Document Number | 2021613493550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 30, 2021 |
| Property Address | 2 GERDA LN, HARRISON, NY 10528-3923 |
| Document Number | 0613493550 |
| Map Reference | MAP 27473 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 613493550 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 GERDA LN, 2, HARRISON, NY 10528-3923 |
| Name | Verified Name |
|---|---|
| Address | 336 E 86TH ST PH B, B, NEW YORK, NY 10028-4654 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 16, 2019 |
| Property Address | 2 GERDA LN, HARRISON, NY 10528-3923 |
| Document Number | 0590023191 |
| Map Reference | MAP 27473 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 590023191 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | CEO TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 GERDA LN, 2, HARRISON, NY 10528-3923 |
| Name | Verified Name |
|---|---|
| Address | 325 CORPORATE DR, MAHWAH, NJ 07430-2006 |
| Document Number | 0590093082 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 590093082 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.99% |
| Index | 1-Year LIBOR |
| Max Rate | 8.99% |
Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Harrison Town |
| Municipality | Harrison Village |
| Unified School District | Harrison Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,874.00 (-1.78%) | ||
| 2025 | $25,326.00 | $14,800 (-) Land $1,800 Building $13,000 | $1,275,862 (-2.59%) Land $155,172 Building $1,120,690 |
| 2024 | $14,800 (-) Land $1,800 Building $13,000 | $1,309,734 (+3.54%) Land $159,292 Building $1,150,442 | |
| 2023 | $14,800 Land $1,800 Building $13,000 | $1,264,957 Land $153,846 Building $1,111,111 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 46 (1979–2023) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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