2 Gerald Ave, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 2 Gerald Ave, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 2000
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$784,000 (Jan 2026)
Tax Bill	$9,450 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:035 B:0000046`

Property Details

APN / Parcel Number

Primary APN	`MILL M:035 B:0000046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,684 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,647 sqft (1.53 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2 GERALD AVE
City	MILLIS
State	MA
Zip	02054-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORUSSO CONST CO INC
Legal Block	46
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	2
Census Block	2018
Census Tract	407101

Owner

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 GERALD AVE, MILLIS, MA 02054-1751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage DIRECT CU
Jul 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	May 25, 2000 · Amount on Record
Deed Book / Page	42888 / 575
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	2 GERALD AVE, MILLIS, MA 02054-1751
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042945-577
Date	Feb 25, 2026
Book Page	42945/577
Instrument	11217

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	2 GERALD AVE, MILLIS, MA 02054-1751
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041902-439
Date	Jul 24, 2024
Book Page	41902/439
Instrument	47029

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	2 GERALD AVE, MILLIS, MA 02054-1751
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040233-141
Date	Jan 10, 2022
Book Page	40233/141
Instrument	2754

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Jan 16, 2026
Property Address	2 GERALD AVE, MILLIS, MA 02054-1751
Document Number	042888-575
Book / Page	42888 / 575
Instrument Date	Jan 16, 2026
Instrument	3549
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GERALD AVE, MILLIS, MA 02054-1751

Mortgage

Document Number	0000003550
Date	Jan 16, 2026
Instrument	3550

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	2 GERALD AVE, MILLIS, MA 02054-1751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38524-69
Date	Oct 27, 2020
Book Page	38524/69
Instrument	117167

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,450.00 (+3%)	$576,200 (+3.11%) Land $204,400 Building $371,800	$831,820 (+2.54%)
2024	$9,175.00 (-0.15%)	$558,800 (+6.36%) Land $204,400 Building $354,400	$811,205
2023	$9,189.00	$525,400 Land $177,700 Building $347,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gerald Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures