2 Georgia Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 2 Georgia Dr, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,940 sqft · built 1991
Lot Size	0.919 acres (40,010 sqft)
Owner	2 Trust Names on File
Last Sale	$439,000 (Jun 2007)
Tax Bill	$7,329 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`132-004-05`

Property Details

APN / Parcel Number

Primary APN	`132-004-05`
Alternative APNs	`FRAN M:215 L:002` `M:132 L:004=05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	3,696 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,010 sqft (0.919 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	132-004-05
Street Address	2 GEORGIA DR
City	FRANKLIN
State	MA
Zip	02038-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOOD GROVE 04
Legal Lot Number	2
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	4
Census Block	4016
Census Tract	442103

Owner

2 Georgia Dr is owner-occupied and held in a trust since January 2025.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 GEORGIA DR, FRANKLIN, MA 02038-1043
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage DEAN COOPERATIVE BANK
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on File
Deed Sale	Jun 1, 2007 · Amount on File
Prior Sale	Aug 28, 2000 · Amount on File
Deed Document Number	2007102313
Last Transfer Date	Jan 15, 2025
Transfer Doc	042219-117
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	2 GEORGIA DR, FRANKLIN, MA 02038-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36706-306
Date	Apr 4, 2019
Book Page	36706/306
Instrument	24397

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	2 GEORGIA DR, FRANKLIN, MA 02038-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38611-100
Date	Nov 16, 2020
Book Page	38611/100
Instrument	127087

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Georgia Dr was $7,329, up 2.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,329.00 (+2.82%)	$630,700 (+4.32%) Land $333,400 Building $297,300	$736,630 (+3.32%)
2024	$7,128.00 (+1.15%)	$604,600 (+7.93%) Land $333,400 Building $271,200	$712,975
2023	$7,047.00	$560,200 Land $289,500 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Georgia Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2005–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Georgia Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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