2 Georgia Ave, Cave Spring, GA 30124 Property Records

Floyd County property record for 2 Georgia Ave, Cave Spring, GA 30124

Property Summary

Property Type	Duplex
Details	2 ba · 1,932 sqft · built 1981
Lot Size	0.25 acres (10,733 sqft)
Owner	Individual Name on Record
Last Sale	$788,500 (Apr 2019)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E19X--244`

Property Details

APN / Parcel Number

Primary APN	`E19X--244`
Alternative APN	`42526`

Interior

Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Architectural Style	Duplex Single
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,733 sqft (0.25 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	42526
Street Address	FINCHER ST
City	CAVE SPRING
State	GA
Zip	30124
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NONE
Legal Description	PT LT 11 PB 14-162
Legal Lot Number	11
Jurisdiction	FLOYD GA
Township / Civil Division	CAVE SPRING
Census Block Group	3
Census Block	3023
Census Tract	2000

Owner

Source: Floyd County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7471 SEQUOIA LN, HIGHLAND, CA 92346-7731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 3, 2019	Warranty Deed, Transfer RIVER CTY BK
Sep 24, 2018	Deed of Trust, Mortgage · Line of Credit COOSA VLY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	20191351
Deed Book / Page	2580 / 746
Prior Transfer Date	Aug 9, 1985
Prior Transfer Doc	0936000337
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	2 GEORGIA AVE, CAVE SPRING, GA 30124-2724
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 CAVE SPRING RD SW, ROME, GA 30161-3776

Mortgage

Document Number	0027370000000608
Date	Mar 7, 2022
Book Page	0000002737/0000000608

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD GA
Recording Date	Jun 5, 2019
Property Address	2 GEORGIA AVE, CAVE SPRING, GA 30124-2724
Document Number	0025840395
Book / Page	002584 / 000395
Instrument Date	Jun 4, 2019
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 GEORGIA AVE CAVE SPRING GA 301242724, CAVE SPRING, GA 30124-2724
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD GA
Recording Date	May 3, 2019
Property Address	2 GEORGIA AVE, CAVE SPRING, GA 30124-2724
Document Number	0025800746
Book / Page	002580 / 000746
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$789.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 A AND B GLENDA DR CAVE SPRING GA 30124, CAVE SPRING, GA 30124
Investor	Possibly a Property Investor

Mortgage

Document Number	25800749
Date	May 3, 2019
Book Page	002580/000749

Lender

Name	RIVER CTY BK
Type	Bank
Address	ROME, GA 30162

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 2, 2024

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD GA
Property Address	2 GEORGIA AVE, CAVE SPRING, GA 30124-2724
Document Number	0025580699
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 ROSEDALE RD NE ARMUCHEE GA 301052553, ARMUCHEE, GA 30105-2553

Mortgage

Document Number	0025580699
Date	Sep 26, 2018
Book Page	002558/000699

Lender

Name	COOSA VLY CU
Address	ROME, GA 30165

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 25, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of January 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Floyd County
Municipality	Cave Spring City
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (-1.56%)
2025	$2,174.00 (+7.62%)	$82,576 (+7.5%) Land $15,671 Building $66,905	$206,441 (+7.5%) Land $39,178 Building $167,263
2024	$2,020.00 (+8.89%)	$76,813 (+4.78%) Land $14,784 Building $62,029	$192,033 (+4.78%) Land $36,960 Building $155,073
2023	$1,855.00 (+16.96%)	$73,312 (+26.46%) Land $13,440 Building $59,872	$183,280 (+26.46%) Land $33,600 Building $149,680
2022	$1,586.00	$57,972 Land $12,800 Building $45,172	$144,930 Land $32,000 Building $112,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE SPRING serves 4,248 people · EPA ID GA1150000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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