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2 Gemstone Ct, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 2 Gemstone Ct, Baltimore, MD 21244 · Last verified January 2026

Property Summary

Property TypeTownhouse
Details3 ba · 1,456 sqft · built 2000
Lot Size0.06 acres (2,630 sqft)
OwnerIndividual Name on File
Last Sale$319,900 (Jan 2026)
Tax Bill$3,974 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Sep 2019 Mortgage
APN01-2300009254

Property Details

APN / Parcel Number

Primary APN01-2300009254
Alternative APN
  • 2300009254

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,456 sqft Total Area
1st Floor Area736 sqft
Basement Area400 sqft
Finished Basement400 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,630 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number2300009254
Street Address2 GEMSTONE CT
CityBALTIMORE
StateMD
Zip21244-7200
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.060 AC 2 GEMSTONE CT WS STONEGATE AT PATAPSCO
Legal SubdivisionSTONEGATE/PATAPSCO
Legal Lot Number40
JurisdictionBALTIMORE MD
Township / Civil Division1
Census Block Group3
Census Block3004
Census Tract401506

Owner

Source: Baltimore County records · APN 01-2300009254

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2 GEMSTONE CT, BALTIMORE, MD 21244-7200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2026Deed, Transfer · Conventional Mortgage
NAVY FCU
Sep 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2026 · Amount on Record
Deed SaleJan 02, 2026 · Amount on Record
Prior SaleApr 01, 2015 · Amount on Record
Deed Document Number0050874116
Deed Book / Page50874 / 116
Record UpdatedJun 08, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateJan 02, 2026
Property Address2 GEMSTONE CT, BALTIMORE, MD 21244-7200
Document Number0508740116
Book / Page50874 / 116
Map ReferenceMB SM72 FO 140
Instrument DateDec 16, 2025
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyUNKNOWN, CERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$799.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address2 GEMSTONE CT, BALTIMORE, MD 21244-7200

Mortgage

Document Number0050874126
DateJan 02, 2026
Instrument50874/126
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address2 GEMSTONE CT, BALTIMORE, MD 21244-7200
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0418980079
DateSep 24, 2019
Book Page41898/079
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,974.00 (+16.2%)$247,767 (+14.06%)$303,700 (+38.17%) Land $62,000 Building $241,700
2023$3,420.00$217,233$219,800 Land $62,000 Building $157,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054015063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1984)
Most Recent ClaimAug 1984, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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