2 Gecko Ln, Key West, FL 33040 Property Records

Monroe County property record for 2 Gecko Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,926 sqft · built 1935
Lot Size0.123 acres (5,368 sqft)
Owner2 Individual Names on File
Last Sale$75,800 (Mar 2014)
Tax Bill$15,260 (2024)
Flood ZoneZone AE (high risk)
APN00003070-000000

Property Details

APN / Parcel Number

Primary APN00003070-000000
Alternative APNs
  • 01010100003070000000
  • 1003166

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,926 sqft Living Area
1st Floor Area1,926 sqft
AtticAttic
Attic Area280 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 2014
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,368 sqft (0.123 acres)
Lot Dimensions91 ft deep x 44 ft wide

Exterior Amenities

Pool Area181 sqft
PorchOpen Porch
Porch Area403 sqft
FenceFence
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1003166
Old Parcel Number01010100003070000000
Street Address2 GECKO LN
CityKEY WEST
StateFL
Zip33040-6986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 1 AND PT LOT 4 SQR 21 H3-227 OR526-892 OR870-2185/86 OR870-2187 OR988-1898/99 OR988-1900/01 OR1090-2445/46
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 21
Legal Lot Number1,4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1010
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Gecko Ln is owned by two individuals who bought it in March 2014.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address550 LIBERTY HL, CINCINNATI, OH 45202-6891
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2014 · Amount on File
Deed SaleMar 21, 2014 · Amount on File
Deed Document Number1973506
Deed Book / Page2676 / 0642
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,140,714 Land $1,620,707 Building $520,007$2,140,714 Land $1,620,707 Building $520,007
2024$15,260.00 (+9.28%)
2023$13,964.00 (+14.82%)$1,890,586 (+21.22%) Land $1,389,319 Building $501,267$1,890,586 (+21.22%) Land $1,389,319 Building $501,267
2022$12,162.00$1,559,654 Land $1,052,665 Building $506,989$1,559,654 Land $1,052,665 Building $506,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Gecko Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Gecko Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Gecko Ln

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