2 Gatewood Dr, Waterville, OH 43566 Property Records

Lucas County property record for 2 Gatewood Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,176 sqft · built 1987
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2026)
Tax Bill	$2,713 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`96-60655`

Property Details

APN / Parcel Number

Primary APN	`96-60655`
Alternative APN	`46070032`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Row Home
Exterior Material	Wood
Foundation Type	Raised
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	110 ft deep x 69 ft wide
View / Lot	Private Road
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 GATEWOOD DR
City	WATERVILLE
State	OH
Zip	43566-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R3
Legal Description	LA POMMERAIE LOT 32 EXC N .92 FT
Legal Subdivision	LA POMMERAIE
Legal Tract	89.02
Legal Lot Number	32
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2007
Census Tract	8906

Owner

2 Gatewood Dr is owned and occupied by an individual who bought it in May 2026.

Source: Lucas County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Apr 30, 2021	Warranty Deed, Transfer LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Jun 5, 2023 · Amount on File
Deed Document Number	202620084
Prior Transfer Date	Aug 13, 2012
Prior Transfer Doc	0000039560
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037119
Date	Nov 14, 2023
Instrument	202311140037119

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 22, 2026
Property Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070
Document Number	0000020084
Instrument Date	May 18, 2026
Instrument	202620084
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070

Mortgage

Document Number	0000020085,
Date	May 22, 2026
Instrument	202620085

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 5, 2023
Property Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070
Document Number	0000017253
Map Reference	VOL 102 PG 67
Instrument Date	May 31, 2023
Instrument	202306050017253
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070

Mortgage

Document Number	0000017254
Date	Jun 5, 2023
Instrument	202306050017254

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 30, 2021
Property Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070
Document Number	0000021548
Map Reference	VOL 102 PG 67
Instrument Date	Apr 22, 2021
Instrument	202104300021548
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	LOUISVILLE, LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GATEWOOD DR, WATERVILLE, OH 43566-1070

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$56,000 (-) Land $10,710 Building $45,290	$160,000 (-) Land $30,600 Building $129,400
2024	$2,713.00 (+8.43%) Homeowner's exemption	$56,000 (+2.11%) Land $10,710 Building $45,290	$160,000 Land $30,600 Building $129,400
2023	$2,502.00 (-1.84%) Homeowner's exemption	$54,845 (-) Land $8,925 Building $45,920
2022	$2,549.00 Homeowner's exemption	$54,845 Land $8,925 Building $45,920
2021			$156,700 Land $25,500 Building $131,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Gatewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Gatewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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