2 Garrett Ln, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 2 Garrett Ln, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,474 sqft · built 1993
Lot Size	1.19 acres (51,970 sqft)
Owner	Individual Name on Record
Tax Bill	$6,034 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R28 B:00003 L:00007`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R28 B:00003 L:00007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	3,994 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	51,970 sqft (1.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	2 GARRETT LN
City	SPENCER
State	MA
Zip	01562-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	ANTANAVICA CONSTRUCTION CO INC
Legal Block	3
Legal Lot Number	7
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2000
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 GARRETT LN, SPENCER, MA 01562-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance ROCKET MORTGAGE
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018
Deed Sale	Nov 30, 2018
Prior Sale	Jan 10, 2007 · Amount on Record
Deed Document Number	2018126651
Deed Book / Page	59755 / 57
Last Transfer Date	Jun 7, 2022
Transfer Doc	067737-333
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	2 GARRETT LN, SPENCER, MA 01562-2739
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073183-253
Date	Feb 10, 2026
Book Page	73183/253
Instrument	10649

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jun 13, 2022
Property Address	2 GARRETT LN, SPENCER, MA 01562-2739
Document Number	067737-329
Book / Page	67737 / 329
Instrument Date	Jun 7, 2022
Instrument	64004
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	2 GARRETT LN, SPENCER, MA 01562-2739

Mortgage

Document Number	067737-333
Date	Jun 13, 2022
Book Page	67737/333
Instrument	64005

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	2 GARRETT LN, SPENCER, MA 01562-2739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64229-380
Date	Jan 14, 2021
Book Page	64229/380
Instrument	6226

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	2 GARRETT LN, SPENCER, MA 01562-2739
Document Number	61336-334
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 GARRETT LN SPENCER MA 015622739, SPENCER, MA 01562-2739

Mortgage

Document Number	61336-334
Date	Oct 31, 2019
Book Page	061336/000334
Instrument	115998

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Nov 30, 2018
Property Address	2 GARRETT LN, SPENCER, MA 01562-2739
Document Number	59755-57
Book / Page	059755 / 000057
Instrument Date	Nov 30, 2018
Instrument	126651
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GARRETT LN SPENCER MA 015622739, SPENCER, MA 01562-2739

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,034.00 (-0.66%)	$549,500 (+6.2%) Land $70,000 Building $479,500	$549,065 (+3.91%)
2025	$6,074.00 (+2.71%)	$517,400 (+0.08%) Land $60,900 Building $456,500	$528,390
2024	$5,914.00 (+6.37%)	$517,000 (+12.15%) Land $60,900 Building $456,100
2023	$5,560.00	$461,000 Land $60,900 Building $400,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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