2 Garnet Ct, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 2 Garnet Ct, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,900 sqft · built 2023
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$2,600,000 (Dec 2023)
Tax Bill	$14,464 (2025)
Deeds & Mortgages	Dec 2023 Sale Jun 2022 Construction Loan + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`682-450-030`

Property Details

APN / Parcel Number

Primary APN	`682-450-030`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	3,900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Construction Type	Wood
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	682450030
Street Address	2 GARNET CT
City	RANCHO MIRAGE
State	CA
Zip	92270-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.39 ACRES M/L IN LOT 25 MB 438/017 TR 36235
Legal Tract	36235
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2016
Census Tract	44918

Owner

2 Garnet Ct is owner-occupied and held in a trust since December 2023.

Source: Riverside County records, as of October 13, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2 GARNET CT, RANCHO MIRAGE, CA 92270-8009
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Grant Deed, Transfer STEWART TITLE, STEWART TTL GUARANTY CO COM
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
Sep 9, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	2023-0375666
Record Updated	Jun 8, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 19, 2023
Property Address	2 GARNET CT, RANCHO MIRAGE, CA 92270-8009
Document Number	0000375666
Map Reference	MB 438 PG 17-22
Instrument Date	Dec 9, 2023
Instrument	2023-0375666
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO COM

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 GARNET CT, RANCHO MIRAGE, CA 92270-8009

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	2 GARNET CT, RANCHO MIRAGE, CA 92270-8009
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26895 AISO CREEK ROAD #B-522 B-522, B, ALISO VIEJO, CA 92656-5302
Investor	Possibly a Property Investor

Mortgage

Document Number	0000295187
Date	Jun 30, 2022
Instrument	2022-0295187

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Dec 10, 2023

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 9, 2021
Property Address	2 GARNET CT, RANCHO MIRAGE, CA 92270-8009
Document Number	0000537267
Map Reference	MB 438 PG 17-22
Instrument Date	Sep 3, 2021
Instrument	2021-0537267
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26895 ALISO CREEK RD # B-522, B, ALISO VIEJO, CA 92656-5302
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2 Garnet Ct was $14,464.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,464.00	$1,088,489 Land $326,558 Building $761,931
2023	$7,575.00 (+108.56%)	$551,300 Land $270,300 Building $281,000
2022	$3,632.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Garnet Ct in Zone X, where a levee reduces flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Garnet Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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