2 Gardner St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 2 Gardner St, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 921 sqft · built 1915
Owner	Individual Name on Record
Last Sale	$228,900 (Jul 2004)
Tax Bill	$4,364 (2025)
Deeds & Mortgages	Sep 2018 Mortgage May 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SALE M:34 L:0025 S:802`

Property Details

APN / Parcel Number

Primary APN	`SALE M:34 L:0025 S:802`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	921 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Condo/Apartment
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	2 GARDNER ST
City	SALEM
State	MA
Zip	01970-4854
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Lot Number	25
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1008
Census Tract	204200

Owner

Source: Essex County and Salem City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 GARDNER ST, SALEM, MA 01970-4854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage SALEM FIVE MTG CO
May 5, 2020	Condominium Deed, Transfer · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2004 · Amount on Record
Deed Sale	Jul 23, 2004 · Amount on Record
Prior Sale	Nov 30, 1993 · Amount on Record
Deed Book / Page	23165 / 148
Last Transfer Date	Apr 30, 2020
Transfer Doc	38484-404
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	2 GARDNER ST, SALEM, MA 01970-4854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37034-597
Date	Sep 25, 2018
Book Page	37034/597
Instrument	180925000560

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

May 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	May 5, 2020
Property Address	2 GARDNER ST, SALEM, MA 01970-4854
Document Number	38484-404
Book / Page	38484 / 404
Instrument Date	Apr 30, 2020
Instrument	20200505000380
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GARDNER ST # 2, 2, SALEM, MA 01970-4854

Mortgage

Document Number	38484-406
Date	May 5, 2020
Book Page	38484/406
Instrument	20200505000390

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,364.00 (+3.95%)	$384,800 (+6.5%) Building $384,800	$397,005
2024	$4,198.00 (+3.3%)	$361,300 (+11.2%) Building $361,300
2023	$4,064.00	$324,900 Building $324,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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