2 Gardner St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 2 Gardner St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,732 sqft · built 1900
Lot Size	0.565 acres (24,624 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Mar 2004)
Tax Bill	$7,944 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0064 B:0057`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0064 B:0057`
Alternative APN	`7429`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,732 sqft Living Area
1st Floor Area	2,732 sqft
Basement Area	56 sqft
Unfinished Basement	56 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	24,624 sqft (0.565 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	7429
Street Address	2 GARDNER ST
City	PEABODY
State	MA
Zip	01960-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	57
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2001
Census Tract	210900

Owner

2 Gardner St is owned and occupied by two individuals who bought it in March 2004.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 GARDNER ST, PEABODY, MA 01960-1813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2004 · Amount on File
Deed Sale	Mar 17, 2004 · Amount on File
Prior Sale	Mar 17, 2004 · Amount on File
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	2 GARDNER ST, PEABODY, MA 01960-1813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626287
Date	Jun 16, 2021
Instrument	626287

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	2 GARDNER ST, PEABODY, MA 01960-1813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000626826
Date	Jun 30, 2021
Instrument	626826

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	2 GARDNER ST, PEABODY, MA 01960-1813
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626826
Date	Jun 30, 2021
Instrument	626826

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	2 GARDNER ST, PEABODY, MA 01960-1813
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626287
Date	Jun 16, 2021
Instrument	626287

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2 Gardner St was $7,944, up 7.5% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,944.00 (+7.54%)	$838,900 (+5.16%) Land $249,500 Building $589,400	$860,560 (+0.64%)
2025	$7,387.00 (+10.25%)	$797,700 (+8.59%) Land $230,900 Building $566,800	$855,095
2024	$6,700.00 (+6.37%)	$734,600 (+11.02%) Land $230,900 Building $503,700
2023	$6,299.00	$661,700 Land $206,300 Building $455,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Gardner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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