2 Gallup St, Groton, CT 06340 Property Records

Groton Town property record for 2 Gallup St, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1959
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2009)
Tax Bill	$4,949 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:179020921454`

Property Details

APN / Parcel Number

Primary APN	`GROT M:179020921454`
Alternative APNs	`179020921454` `85040000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	179020921454
Street Address	2 GALLUP ST
City	GROTON
State	CT
Zip	06340-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-20
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3001
Census Tract	702100

Owner

2 Gallup St is owned and occupied by an individual who bought it in December 2009.

Source: Groton Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2 GALLUP ST, GROTON, CT 06340-2713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHARTER OAK FEDERAL CREDIT UNION
Sep 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Jan 31, 2018	Deed of Trust, Mortgage · ARM CHARTER OAK FED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2009 · Amount on File
Deed Sale	Dec 23, 2009 · Amount on File
Prior Sale	Dec 20, 1999 · Amount on File
Deed Book / Page	1043 / 1106
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Recording Date	Apr 6, 2026
Property Address	2 GALLUP ST, GROTON, CT 06340-2713
Document Number	01335-1196
Book / Page	1335 / 1196
Instrument Date	Mar 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GALLUP ST, GROTON, CT 06340-2713

Mortgage

Document Number	1335001196,
Date	Apr 6, 2026
Book Page	1335/1196

Lender

Name	CHARTER OAK FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	May 1, 2038

Interest

Rate	6.01%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	2 GALLUP ST, GROTON, CT 06340-2713
Transaction Type	Mortgage
Record Updated	Oct 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001311-34
Date	Sep 17, 2024
Book Page	1311/34

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2029

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	2 GALLUP ST, GROTON, CT 06340-2713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1195-757
Date	Jan 31, 2018
Book Page	1195/757
Instrument	4869060017

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Gallup St was $4,949.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,949.00	$177,940 Land $74,599 Building $103,341	$124,558 Land $52,219 Building $72,339
2024	$4,949.00 (+10.67%)
2023	$4,472.00 (+24.6%)	$177,940 (+22.21%) Land $30,310 Building $147,630
2022	$3,589.00	$145,600 Land $30,310 Building $115,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Gallup St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Gallup St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

May also be available: Frontier, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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