2 Gaillard St, Mobile, AL 36608 Property Records

Mobile County property record for 2 Gaillard St, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,634 sqft · built 2019
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$970,000 (Jun 2024)
Tax Bill	$5,359 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022806371002105`

Property Details

APN / Parcel Number

Primary APN	`R022806371002105`
Alternative APNs	`28 06 37 1 002 105.XXX` `00552280` `552280`

Interior

Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,634 sqft Living Area
1st Floor Area	1,928 sqft
Upper Floors Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	552280
Old Parcel Number	R022806371002105
Street Address	2 GAILLARD ST
City	MOBILE
State	AL
Zip	36608-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TUCKER PLACE MBK 132 PAGE 88 #SEC 37 T4S R2W #MP28 06 37 1 002
Legal Range	02W
Legal Township	04S
Legal Section	37
Legal Subdivision	TUCKER PLACE
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3011
Census Tract	3302

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 GAILLARD ST, MOBILE, AL 36608-5844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	2024033868
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2 GAILLARD ST, MOBILE, AL 36608-5844
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GAILLARD ST, MOBILE, AL 36608-5844

Mortgage

Document Number	0000073407
Date	Dec 15, 2025
Instrument	2025073407

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	850 SHADES CREEK PKWY STE 200, BIRMINGHAM, AL 35209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 16, 2020
Property Address	2 GAILLARD ST, MOBILE, AL 36608-5844
Document Number	0000063917
Map Reference	MB 132 PG 88
Instrument Date	Oct 13, 2020
Instrument	2020063917
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3961 SPRING HILL AVE, 3961, MOBILE, AL 36608-5730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 GAILLARD ST, MOBILE, AL 36608-5844

Mortgage

Document Number	0000063918
Date	Oct 16, 2020
Instrument	2020063918

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,359.00 (+7.87%) Homeowner's exemption	$85,300 (+7.78%) Land $17,500 Building $67,800	$853,000 (+7.78%) Land $175,000 Building $678,000
2024	$4,968.00 (+4.55%) Homeowner's exemption	$79,140 (+4.5%) Land $17,500 Building $61,640	$791,400 (+4.5%) Land $175,000 Building $616,400
2023	$4,752.00 Homeowner's exemption	$75,730 Land $17,500 Building $58,230	$757,300 Land $175,000 Building $582,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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