2 Front St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 2 Front St, Cohoes, NY 12047

Property Summary

Property Type	Apartments (5+ Units)
Details	4,540 sqft · built 1953
Lot Size	0.078 acres (3,411 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2025)
Tax Bill	$2,899 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010300 10.7-7-23`

Property Details

APN / Parcel Number

Primary APN	`010300 10.7-7-23`
Alternative APNs	`030001000700070230000000` `01000700070230000000`

Interior

Stories	2 Stories
Building Area	4,540 sqft Gross Area
Basement Area	2,000 sqft
Unfinished Basement	2,000 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	3,411 sqft (0.078 acres)
Lot Dimensions	68.5 ft deep x 49.8 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01000700070230000000
Street Address	2 FRONT ST
City	COHOES
State	NY
Zip	12047-1703
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	07 - MIXED
Legal Block	7
Legal Lot Number	23.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	1
Census Block	1009
Census Tract	12900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harmony Mill Historic District listed 1978 · 300 contributing resources · National Historic Landmark (designated 1999) · NRIS 78003151

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Front St, a residential property, is owned and occupied by two individuals who bought it in September 2025.

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 FRONT ST, COHOES, NY 12047-1703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Deed Document Number	202516692
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 FRONT ST, COHOES, NY 12047-1703
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 NY HIGHWAY 2, CROPSEYVILLE, NY 12052-3104

Mortgage

Document Number	0000006693
Date	Sep 16, 2025
Instrument	R2025-16693

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 2 Front St was $2,899 with exemptions applied, up 43.1% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,899.00 (+43.09%) Homeowner's exemption Senior Citizen's exemption
2025	$2,026.00 Homeowner's exemption Senior Citizen's exemption	$60,000 Land $14,200 Building $45,800	$177,778 Land $42,074 Building $135,704
2023		$60,000 (-) Land $14,200 Building $45,800	$150,000 (+5.47%) Land $35,500 Building $114,500
2022		$60,000 Land $14,200 Building $45,800	$142,214 Land $33,657 Building $108,557
2021	$1,703.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, Verizon.

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