2 Frigate Run, Berlin, MD 21811 Property Records

Worcester County property record for 2 Frigate Run, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,828 sqft · built 1980
Lot Size	0.199 acres (8,682 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Feb 2021)
Tax Bill	$3,567 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-043290`

Property Details

APN / Parcel Number

Primary APN	`03-043290`
Alternative APNs	`3043290` `043290`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,828 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,682 sqft (0.199 acres)
Porch	Slab
Porch Area	285 sqft
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043290
Street Address	2 FRIGATE RUN
City	BERLIN
State	MD
Zip	21811-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-01-062 8682 SQ FT FRIGATE RUN PLAT OCEAN PINES SEC 1
Legal Subdivision	FRIGATE RUN
Legal Lot Number	62
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3003
Census Tract	950600

Owner

2 Frigate Run is owned and occupied by an individual who bought it in February 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2 FRIGATE RUN, BERLIN, MD 21811-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Feb 2, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Sep 18, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Book / Page	7921 / 89
Transfer Doc	0039800547
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 2, 2021
Property Address	2 FRIGATE RUN, OCEAN PINES, MD 21811-1802
Document Number	0000010089
Book / Page	7921 / 89
Map Reference	MB FWH8 FO 20
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Mar 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FRIGATE RUN, BERLIN, MD 21811-1802

Mortgage

Document Number	7921096
Date	Feb 2, 2021
Instrument	7921-096

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Feb 2, 2021
Property Address	2 FRIGATE RUN, OCEAN PINES, MD 21811-1802
Document Number	0079210089
Book / Page	7921 / 89
Map Reference	MB FWH8 FO 20
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FRIGATE RUN, BERLIN, MD 21811-1802

Mortgage

Document Number	0000792196
Date	Feb 2, 2021
Instrument	7921/96

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 18, 2020
Property Address	2 FRIGATE RUN, OCEAN PINES, MD 21811-1802
Document Number	0077730213
Book / Page	007773 / 000213
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	09 BLUE HERON CORT BISHOPVILLE MD 21813, BISHOPVILLE, MD 21813

Tax Assessment & Valuation

The 2026 property tax bill for 2 Frigate Run was $3,567, up 9.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,567.00 (+9.32%)	$386,467 (+9.32%)	$419,400 (-) Land $81,400 Building $338,000
2025	$3,263.00	$353,533	$419,400 Land $81,400 Building $338,000
2023	$2,778.00	$290,300	$320,600 Land $81,400 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Frigate Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Frigate Run is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Frigate Run

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