2 Frederick Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 2 Frederick Ave, Cortland, NY 13045

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,826 sqft · built 1890
Lot Size	0.086 acres (3,780 sqft)
Owner	Company Name on Record
Last Sale	$132,000 (Aug 2023)
Tax Bill	$5,208 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`110200 86.74-01-12.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.74-01-12.000`
Alternative APN	`020008607400010120000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,826 sqft Total Area
1st Floor Area	1,422 sqft
2nd Floor Area	1,404 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,780 sqft (0.086 acres)
Lot Dimensions	84.6 ft deep x 45 ft wide
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 FREDERICK AVE
City	CORTLAND
State	NY
Zip	13045-2951
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	05 - COMME
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	3
Census Block	3002
Census Tract	970900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tompkins Street Historic District listed 1975 · 49 contributing resources · NRIS 75001179

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5135, CORTLAND, NY 13045-5135
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC
May 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Aug 6, 2004 · Amount on Record
Deed Document Number	20234374
Last Transfer Date	Aug 29, 2024
Transfer Doc	0000003665
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Aug 1, 2023
Property Address	2 FREDERICK AVE, CORTLAND, NY 13045-2951
Document Number	0000004374
Instrument Date	Jul 28, 2023
Instrument	2023-04374
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 ARGYLE PL, CORTLAND, NY 13045-2929

Mortgage

Document Number	0000004375
Date	Aug 1, 2023
Instrument	2023-04375

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	May 22, 2018
Property Address	2 FREDERICK AVE, CORTLAND, NY 13045-2951
Document Number	0000003054
Instrument Date	Apr 13, 2018
Instrument	2018-03054
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25,-54,14TH PL, ASTORIA, NY 17102

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,208.00 (+65.75%)
2025	$3,142.00 (+18.43%)	$135,000 (+77.63%) Land $11,000 Building $124,000	$139,175 (+33.68%) Land $11,340 Building $127,835
2023	$2,653.00 (+81.84%)	$76,000 (-) Land $7,600 Building $68,400	$104,110 (+13.7%) Land $10,411 Building $93,699
2022	$1,459.00	$76,000 Land $7,600 Building $68,400	$91,566 Land $9,157 Building $82,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND (C) serves 20,095 people · EPA ID NY1101754
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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