Charleston County property record for 2 Franklin St, Charleston, SC 29401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,671 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Aug 2021) |
| Tax Bill | $6,080 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 457-12-01-049 |
| Primary APN | 457-12-01-049 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,671 sqft Living Area |
| Gross Area | 2,779 sqft |
| 1st Floor Area | 1,125 sqft |
| Upper Floors Area | 1,546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Victorian |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 60 ft deep x 48 ft wide |
| Porch | Slab |
| Porch Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 FRANKLIN ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29401-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -2 FRANKLIN |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100 |
2 Franklin St is owned and occupied by two individuals who bought it in August 2021.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 FRANKLIN ST, CHARLESTON, SC 29401-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on File |
| Deed Sale | Aug 13, 2021 · Amount on File |
| Prior Sale | Jun 20, 2005 · Amount on File |
| Deed Book / Page | 1023 / 58 |
| Prior Transfer Date | Feb 10, 2002 |
| Prior Transfer Doc | G397/0835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 13, 2021 |
| Property Address | 2 FRANKLIN ST, CHARLESTON, SC 29401-1910 |
| Document Number | 0010230058 |
| Book / Page | 1023 / 58 |
| Instrument Date | Mar 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 FRANKLIN ST, CHARLESTON, SC 29401-1910 |
| Document Number | 0000102360 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 1023/60 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 2 Franklin St was $6,080, up 9% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,080.00 (+8.98%) | $1,265,000 (+2,775%) Land $517,500 Building $747,500 | $1,441,000 Land $640,500 Building $800,500 |
| 2024 | $5,579.00 | $44,000 | |
| 2022 | $5,253.00 | $44,000 | $1,100,000 Land $450,000 Building $650,000 |
| 2020 | $1,100,000 Land $450,000 Building $650,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 149 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 199 units insured incl. 50 condo units |
| Nearby Flood Claims | 335 (1979–2023) |
| Claims Outside the SFHA | 8 of 335 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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