2 Frank St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2 Frank St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1910
Square Footage	1,218 sqft Living Area
Lot Size	2,320 sqft (0.053 acres)
Occupancy	Owner Occupied
Last Sale	$114,500 (2022)
Tax Bill	$4,433.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.84-2-13`
Alternative APN	`150004908400020130000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,218 sqft Living Area
1st Floor	708 sqft 1st Floor
2nd Floor	510 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	2,320 sqft (0.053 acres)
Depth X Width	40 ft x 58 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	200 sqft Garage
Shed	1 Shed
Porch Area	135 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	2 FRANK ST
City	SCHENECTADY
State	NY
Zip	12304-3107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	2
Census Block	2003
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.84-2-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 FRANK ST, SCHENECTADY, NY 12304-3107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2022 · Amount on Record
Deed Sale	Jan 06, 2022 · Amount on Record
Deed Doc Number	2022915
Deed Book / Page	2075 / 609
Prior Transfer Date	Apr 20, 2016
Prior Transfer Doc	0000019013
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 06, 2022
Property Address	2 FRANK ST, SCHENECTADY, NY 12304-3107
Document Number	0000000915
Book / Page	2075 / 609
Instrument Date	Apr 30, 2021
Instrument	202200915
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11127 SUNSHINE TERRACE, SCHENECTADY, NY 12304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 MAPLE DR, COLONIE, NY 12205-4302

Mortgage

Document Number	0000000916
Date	Jan 06, 2022
Instrument	202200916

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,433.00 (+82.88%)	$85,000 (-6.08%) Land $8,400 Building $76,600	$140,752 (+22.87%) Land $13,910 Building $126,842
2023		$90,500 (+61.32%) Land $8,400 Building $82,100	$114,557 (+67.44%) Land $10,633 Building $103,924
2022		$56,100 Land $8,400 Building $47,700	$68,415 Land $10,244 Building $58,171
2021	$2,424.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.