Middletown Town property record for 2 Francisco Dr, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,068 sqft · built 1965 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Oct 2015) |
| Tax Bill | $6,582 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Sep 2022 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 201600094 |
| Primary APN | 201600094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 3,930 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 201600094 |
|---|---|
| Street Address | 2 FRANCISCO DR |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-4631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 55 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40304 |
Source: Middletown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Sep 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Jul 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| Aug 31, 2017 | Deed of Trust, Mortgage HOME LN & INVEST BK |
| May 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2015 · Amount on Record |
| Deed Sale | Oct 8, 2015 · Amount on Record |
| Deed Document Number | 20155 |
| Deed Book / Page | 1444 / 187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001812-192 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 1812/192 |
| Instrument | 1736 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001781-303 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 1781/303 |
| Instrument | 2189 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 001726-265 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 1726/265 |
| Instrument | 2486 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1530-301 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 1530/301 |
| Instrument | 2155 |
| Name | HOME LN & INVEST BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 1599-106 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 1599/106 |
| Instrument | 1200 |
| Name | DITECH FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 2 FRANCISCO DR, MIDDLETOWN, RI 02842-4631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1666-264 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 1666/264 |
| Instrument | 2540 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,582.00 (+42.65%) | $558,300 (+52.33%) Land $293,000 Building $265,300 | $707,804 |
| 2023 | $4,614.00 (+4.74%) | $366,500 (-) Land $198,000 Building $168,500 | |
| 2022 | $4,405.00 | $366,500 Land $198,000 Building $168,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (1982–2021) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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