2 Frances Rd, Lexington, MA 02421 Property Records

Middlesex County and Lexington Town property record for 2 Frances Rd, Lexington, MA 02421

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,562 sqft · built 1959
Lot Size	0.221 acres (9,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,107 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0042 L:000161`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0042 L:000161`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,562 sqft
Basement Area	966 sqft
Unfinished Basement	516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,628 sqft (0.221 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	2 FRANCES RD
City	LEXINGTON
State	MA
Zip	02421-7512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	PLAN 26325A
Legal Lot Number	161
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	4
Census Block	4006
Census Tract	358400

Owner

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 FRANCES RD, LEXINGTON, MA 02421-7512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · ARM GUARANTEED RATE INC
Jul 2, 2020	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014
Deed Sale	Jun 30, 2014
Prior Sale	Nov 1, 1980 · Amount on Record
Deed Document Number	20141674573
Deed Book / Page	941 / 63
Transfer Doc	0001674573
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	2 FRANCES RD, LEXINGTON, MA 02421-7512
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001902136
Date	Dec 16, 2021
Instrument	1902136

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2032
Index	Other
Margin	3

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	2 FRANCES RD, LEXINGTON, MA 02421-7512
Document Number	0001846211
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 FRANCES RD LEXINGTON MA 024217512, LEXINGTON, MA 02421-7512

Mortgage

Document Number	0001846211
Date	Jul 7, 2020
Instrument	1846211

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,107.00 (+4.01%)	$1,146,000 (+3.34%) Land $690,000 Building $456,000	$1,734,605 (-)
2025	$13,563.00 (+4.25%)	$1,109,000 (+4.43%) Land $657,000 Building $452,000	$1,734,605 (-3.66%)
2024	$13,010.00 (+5.57%)	$1,062,000 (+12.03%) Land $626,000 Building $436,000	$1,800,535
2023	$12,324.00	$948,000 Land $569,000 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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