2 Fox Point Dr, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 2 Fox Point Dr, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,268 sqft · built 1999
Lot Size	2.03 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Jun 2025)
Tax Bill	$41,059 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473403 4.-2-1.7`

Property Details

APN / Parcel Number

Primary APN	`473403 4.-2-1.7`
Alternative APNs	`0802-004.00-02.00-001.007` `340300400000020010070000` `473400838`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,268 sqft Living Area
Gross Area	5,648 sqft
1st Floor Area	2,285 sqft
2nd Floor Area	1,983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	88,862 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft
Porch	Covered Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2 FOX POINT DR
City	SAINT JAMES
State	NY
Zip	11780-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-34481 TC-75 KEMPER OVERLOOK LOT 11 #10172
Legal Subdivision	MAP OF KEMPER OVERLOOK
Legal Block	2
Legal Lot Number	1
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1006
Census Tract	135004

Owner

2 Fox Point Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 FOX POINT DR, SAINT JAMES, NY 11780-3542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FORBIX CAPITAL CORP
Jan 30, 2023	Deed of Trust, Mortgage · ARM US BANK NA
Sep 19, 2023	Deed, Transfer · Stand-Alone First Mortgage GREAT HOME MORTGAGE OF NEW YORK
Jan 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Sep 19, 2023 · Amount on File
Deed Book / Page	13297 / 404
Prior Transfer Date	Oct 17, 2022
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2 FOX POINT DR, SAINT JAMES, NY 11780-3542
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235120309
Date	Jun 8, 2023
Book Page	23512/309

Lender

Name	FORBIX CAPITAL CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2 FOX POINT DR, SAINT JAMES, NY 11780-3542
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234780043
Date	Jan 30, 2023
Book Page	23478/43

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Type Change Date	Nov 1, 2029
Index	Other

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 19, 2023
Property Address	2 FOX POINT DR, SAINT JAMES, NY 11780-3542
Document Number	0132180762
Book / Page	13218 / 762
Instrument Date	Jun 22, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8052 LANGDALE ST, NEW HYDE PARK, NY 11040-1512

Mortgage

Document Number	0023536196
Date	Sep 19, 2023
Instrument	23536/196

Lender

Name	GREAT HOME MORTGAGE OF NEW YORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 30, 2023
Property Address	2 FOX POINT DR, SAINT JAMES, NY 11780-3542
Document Number	0131860624
Book / Page	13186 / 624
Instrument Date	Oct 17, 2022
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FOX POINT DR, SAINT JAMES, NY 11780-3542

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Nissequogue Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,875 Land $2,040 Building $17,835	$2,484,375 Land $255,000 Building $2,229,375
2024	$41,059.00
2023		$19,875 (-) Land $2,040 Building $17,835	$22,845 (+12.64%) Land $2,345 Building $20,500
2022		$19,875 Land $2,040 Building $17,835	$20,281 Land $2,082 Building $18,199

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Fox Point Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 3 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Fox Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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