Otsego County and Otego Town property record for 2 Follett St, Otego, NY 13825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,566 sqft · built 1890 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $174,900 (Sep 2023) |
| Tax Bill | $2,518 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364801 317.20-1-44.00 |
| Primary APN | 364801 317.20-1-44.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 540 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 118 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 481 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 020500 |
|---|---|
| Street Address | 2 FOLLETT ST |
| City | OTEGO |
| State | NY |
| Zip | 13825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 002 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTEGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 591401 |
Source: Otsego County and Otego Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 68 CHESTNUT ST, 15, COOPERSTOWN, NY 13326-1441 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Jun 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance PLAINS COMMERCE BANK |
| Jul 23, 2021 | Deed, Transfer · Stand-Alone Refinance M & T BANK |
| Dec 28, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Sep 21, 2016 · Amount on Record |
| Deed Document Number | 20232023-3963 |
| Prior Transfer Date | Jun 14, 2021 |
| Prior Transfer Doc | 0000000114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 27, 2023 |
| Property Address | 2 FOLLETT ST, OTEGO, NY 13825 |
| Document Number | 0000000963 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023-3963 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 CHESTNUT ST, COOPERSTOWN, NY 13326-1476 |
| Document Number | 0000000964 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023-3964 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 2 FOLLETT ST, OTEGO, NY 13825 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000544 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023-2544 |
| Name | PLAINS COMMERCE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 23, 2021 |
| Property Address | 2 FOLLETT ST, OTEGO, NY 13825 |
| Document Number | 0000000114 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-4114 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 FOLLETT ST, OTEGO, NY 13825 |
| Document Number | 0000000115 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-4115 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Dec 28, 2017 |
| Property Address | 2 FOLLETT ST, OTEGO, NY 13825 |
| Document Number | 0000006330 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 6330 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 FOLLETT ST OTEGO NY 13849, OTEGO, NY 13849 |
Source: Otsego County and Otego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otego Town |
| Municipality | Otego Village |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,518.00 (-20.57%) | ||
| 2025 | $3,170.00 | $85,700 (-) Land $21,500 Building $64,200 | $112,763 (+22.37%) Land $28,289 Building $84,474 |
| 2023 | $85,700 (-) Land $21,500 Building $64,200 | $92,151 (+7.53%) Land $23,118 Building $69,033 | |
| 2022 | $85,700 Land $21,500 Building $64,200 | $85,700 Land $21,500 Building $64,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTEGO VILLAGE serves 1,010 people · EPA ID NY3800155 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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