2 Florence Ct, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 2 Florence Ct, Montvale, NJ 07645

Property Summary

Property TypeSingle Family Home
Details4,473 sqft · built 2000
Lot Size0.928 acres (40,432 sqft)
Owner2 Individual Names on File
Last Sale$624,850 (Apr 2000)
Tax Bill$27,276 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN36-00402-0000-00019-08

Property Details

APN / Parcel Number

Primary APN36-00402-0000-00019-08
Alternative APNs
  • 36004020000000190008
  • 00000198

Interior

Stories2 Stories
Building Area4,473 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialFrame
Construction TypeFrame
Lot Area40,432 sqft (0.928 acres)

Location & Zoning

Account Number00000198
Street Address2 FLORENCE CT
CityMONTVALE
StateNJ
Zip07645-1140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description40433SF
Legal SubdivisionMONTVALE
Legal Block402
Legal Lot Number19.08
JurisdictionBERGEN NJ
Township / Civil DivisionMONTVALE
Census Block Group2
Census Block2013
Census Tract35100

Owner

2 Florence Ct is owned and occupied by two individuals who bought it in April 2000.

Source: Bergen County and Montvale Borough records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2 FLORENCE CT, MONTVALE, NJ 07645-1140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2000 · Amount on File
Deed SaleApr 7, 2000 · Amount on File
Prior SaleMar 31, 2000 · Amount on File
Deed Book / Page8263 / 120
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address2 FLORENCE CT, MONTVALE, NJ 07645-1140
Transaction TypeMortgage
Record UpdatedJul 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 FLORENCE CT, MONTVALE, NJ 07645-1140

Mortgage

Document Number0050230057
DateJun 23, 2023
Book Page5023/57
Instrument2023041604
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2 Florence Ct was $27,276, up 1.5% from the year before.

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityMontvale Borough
Elementary School DistrictMontvale Borough School District (KG - 08)
Secondary School DistrictPascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,068,800 (-) Land $360,000 Building $708,800$1,068,800 (-) Land $360,000 Building $708,800
2025$27,276.00 (+1.47%)$1,068,800 Land $360,000 Building $708,800$1,068,800 Land $360,000 Building $708,800
2024$26,880.00
2023$1,068,800 Land $360,000 Building $708,800$1,068,800 Land $360,000 Building $708,800
2022$26,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Florence Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Florence Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY MONTVALE PD95
private · serves 654 people · EPA ID NJ0236001
Water SourcePurchased surface water
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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