2 Fitz Ter, Chelsea, MA 02150 Property Records

Suffolk County and Chelsea City property record for 2 Fitz Ter, Chelsea, MA 02150

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,940 sqft · built 1900
Lot Size	0.054 acres (2,337 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (May 2018)
Tax Bill	$6,292 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:057 P:115`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:057 P:115`
Alternative APNs	`CSEA M:057 P:115` `51320029`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	882 sqft
Attic	Attic
Attic Area	882 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,337 sqft (0.054 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51320029
Street Address	2 FITZ TER
City	CHELSEA
State	MA
Zip	02150-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	CHELSEA MA
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2002
Census Tract	160501

Owner

2 Fitz Ter is owned and occupied by an individual who bought it in May 2018.

Source: Suffolk County and Chelsea City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 FITZ TER, CHELSEA, MA 02150-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
May 4, 2018	Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Apr 16, 2004 · Amount on File
Deed Book / Page	59541 / 252
Transfer Doc	059541-252
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELSEA MA
Property Address	2 FITZ TER, CHELSEA, MA 02150-2515
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070345-36
Date	Jul 1, 2024
Book Page	70345/36
Instrument	40327

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELSEA MA
Property Address	2 FITZ TER, CHELSEA, MA 02150-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64337-334
Date	Dec 9, 2020
Book Page	64337/334
Instrument	109531

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELSEA MA
Recording Date	May 4, 2018
Property Address	2 FITZ TER, CHELSEA, MA 02150-2515
Document Number	59541-252
Book / Page	59541 / 252
Instrument	37637
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FITZ TER, CHELSEA, MA 02150-2515

Mortgage

Document Number	595410254
Date	May 4, 2018
Instrument	59541/0254

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2 Fitz Ter was $6,292, up 3.7% from the year before.

Source: Suffolk County and Chelsea City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Chelsea City
Unified School District	Chelsea School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,292.00 (+3.66%)	$548,100 (+3.92%) Land $176,400 Building $371,700	$641,915 (+1.37%)
2025	$6,070.00 (+0.1%)	$527,400 (+3.49%) Land $168,000 Building $359,400	$633,270
2024	$6,064.00 (+0.9%)	$509,600 (+4.96%) Land $168,000 Building $341,600
2023	$6,010.00	$485,500 Land $152,700 Building $332,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Fitz Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2 Fitz Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELSEA WATER DEPT. (MWRA) serves 40,787 people · EPA ID MA3057000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,041 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	500 / 150

May also be available: AT&T, Starry, T-Mobile, Verizon.

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