2 Finch Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2 Finch Ct, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,836 sqft · built 1989
Lot Size	0.413 acres (17,990 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Oct 2006)
Tax Bill	$3,773 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18A 3 459`

Property Details

APN / Parcel Number

Primary APN	`18A 3 459`
Alternative APN	`10328`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	5,008 sqft
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)
Terrain	Rolling
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	556 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10328
Street Address	2 FINCH CT
City	PALMYRA
State	VA
Zip	22963-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 752-660 MONTPELIER-3 LOT 459 17,978 SF
Legal Subdivision	MONTPELIER ADDITION TWO
Legal Block	45
Legal Lot Number	459
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 459

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 FINCH CT, PALMYRA, VA 22963-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2006 · Amount on Record
Deed Sale	Oct 19, 2006 · Amount on Record
Deed Document Number	20066219
Deed Book / Page	704 / 1
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,800 (-) Land $40,000 Building $459,800	$499,800 (-) Land $40,000 Building $459,800
2025	$3,773.00 (+17.76%)	$499,800 (+31.63%) Land $40,000 Building $459,800	$499,800 (+31.63%) Land $40,000 Building $459,800
2023		$379,700 Land $40,000 Building $339,700	$379,700 Land $40,000 Building $339,700
2022	$3,204.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 256 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Central Virginia Electric Cooperative Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LAKE MONTICELLO private · serves 12,943 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.