2 Fieldcrest Ln, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2 Fieldcrest Ln, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	3,084 sqft · built 1980
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,105 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2022 Line of Credit + 2 more
APN	`03-7.0-35-004-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-004-000-012.000`

Interior

Building Area	3,084 sqft Base Area
1st Floor Area	3,084 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	226,512 sqft (5.2 acres)

Location & Zoning

Street Address	2 FIELDCREST LN
City	SAINT JOSEPH
State	MO
Zip	64506-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:FIELDCREST SUB-DIVISION LOT:2 BLK:LGL DESC:
Legal Subdivision	FIELDCREST SUB-DIVISION
Legal Lot Number	2
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1014
Census Tract	100

Owner

2 Fieldcrest Ln is owned and occupied by two individuals who acquired it in March 2026.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024
Deed Sale	Oct 3, 2024
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	20247969
Deed Book / Page	3801 / 533
Last Transfer Date	Mar 6, 2026
Transfer Doc	0000002870
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 15, 2026
Property Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727
Document Number	0000002870
Book / Page	3817 / 653
Instrument Date	Mar 6, 2026
Instrument	20262870
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727

Mortgage

Document Number	003772/338
Date	Jan 27, 2022
Book Page	3772/338
Instrument	2022000906

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAVANNAH, MO 64485

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003750/6
Date	Jun 24, 2020
Book Page	3750/6
Instrument	2020005161

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAVANNAH, MO 64485

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 15, 2019
Property Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727
Document Number	003729/769
Book / Page	3729 / 769
Instrument Date	Mar 14, 2019
Instrument	2019001877
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FIELDCREST LN, SAINT JOSEPH, MO 64506-1727

Mortgage

Document Number	003729/771
Date	Mar 15, 2019
Book Page	3729/771
Instrument	2019001878

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Fieldcrest Ln was $6,105, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,105.00 (+0.02%)	$87,290 Land $8,550 Building $78,740	$459,400 Land $45,000 Building $414,400
2024	$6,104.00 (+16.16%)
2023	$5,255.00 (-0.7%)	$81,780 (-) Land $8,550 Building $73,230	$430,420 Land $45,000 Building $385,420
2022	$5,292.00	$81,780 Land $8,550 Building $73,230
2021			$430,420 Land $45,000 Building $385,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Fieldcrest Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Fieldcrest Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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