2 Fernwood Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 2 Fernwood Trl, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,822 sqft · built 1981
Lot Size	0.512 acres (22,320 sqft)
Owner	2 Trust Names on File
Last Sale	$114,256 (Dec 2020)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4220-11-00-2880`

Property Details

APN / Parcel Number

Primary APN	`4220-11-00-2880`
Alternative APNs	`32142011002880` `20143211002880` `3072031.0` `3072031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,822 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	1,796 sqft
Upper Floors Area	1,026 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,320 sqft (0.512 acres)
Lot Dimensions	186 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	22 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3072031
Street Address	2 FERNWOOD TRL
City	ORMOND BEACH
State	FL
Zip	32174-4955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 288 UNIT 9 THE TRAILS SUB MB 35 PGS 80-84 INC PER OR 3154 PG 1540 PER OR 6887 PG 0393 PER OR 6983 PG 4770 PER OR 7959 PG 3794
Legal Range	32E
Legal Township	14S
Legal Section	20
Legal Subdivision	THE TRAILS SUB MB
Legal Tract	11
Legal Lot Number	288
Legal Unit	9
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1002
Census Tract	80806

Owner

2 Fernwood Trl is owner-occupied and held in a trust since December 2020.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 FERNWOOD TRL, ORMOND BEACH, FL 32174-4955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	2020246327
Deed Book / Page	7959 / 3794
Prior Transfer Date	Dec 14, 2020
Prior Transfer Doc	0079593794
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 18, 2020
Property Address	2 FERNWOOD TRL, ORMOND BEACH, FL 32174-4955
Document Number	0079593794
Book / Page	7959 / 3794
Map Reference	MB 35 PG 80-84
Instrument Date	Dec 14, 2020
Instrument	2020-246327
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount on Record
Tax	$800.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 FERNWOOD TRL, ORMOND BEACH, FL 32174-4955

Mortgage

Document Number	0079593796
Date	Dec 18, 2020
Instrument	7959/3796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2 Fernwood Trl was $3,874 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,716 (+2.7%)	$426,322 (+0.76%) Land $80,000 Building $346,322
2025	$3,874.00 Homeowner's exemption	$279,179	$423,108 Land $80,000 Building $343,108
2023	$3,619.00 (+3.16%) Homeowner's exemption	$263,409 (+3%)	$391,597 (+12.93%) Land $80,000 Building $311,597
2022	$3,508.00 Homeowner's exemption	$255,737	$346,752 Land $65,000 Building $281,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Fernwood Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	75 (1991–2024)
Claims Outside the SFHA	29 of 75
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Ian, Sep 2022 · 10 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Fernwood Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35