Sebastian County property record for 2 Ferndale St, Fort Smith, AR 72901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,662 sqft · built 1947 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (May 2022) |
| Tax Bill | $1,464 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13857-0007-00009-01 |
| Primary APN | 13857-0007-00009-01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 2,152 sqft |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 360 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 10,846 sqft (0.249 acres) |
| Lot Dimensions | 138 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 308 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 35461 |
|---|---|
| Street Address | 2 FERNDALE ST |
| City | FORT SMITH |
| State | AR |
| Zip | 72901-6529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N/2 OF LOT 6 & ALL LOT 7 BLK 9 |
| Legal Range | 32 |
| Legal Township | 08 |
| Legal Section | 21 |
| Legal Subdivision | HILLCREST |
| Legal Block | 9 |
| Legal Lot Number | 6,7 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1002 |
2 Ferndale St is owned by an individual who bought it in May 2022.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | AR |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 18, 2020 | Warranty Deed, Transfer · FHA Mortgage ARVEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on File |
| Deed Sale | May 2, 2022 · Amount on File |
| Prior Sale | Nov 18, 2020 · Amount on File |
| Deed Document Number | 202210560 |
| Prior Transfer Date | Jul 19, 2019 |
| Prior Transfer Doc | 0000015123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 2, 2022 |
| Property Address | 2 FERNDALE ST, FORT SMITH, AR 72901-6529 |
| Document Number | 2022F10560 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022F-10560 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8523 E 97TH ST, 8523, TULSA, OK 74133-6420 |
| Name | Verified Name |
|---|---|
| Address | 2 FERNDALE ST, FORT SMITH, AR 72901-6529 |
| Document Number | 2022F10561 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2022F-10561 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Nov 18, 2020 |
| Property Address | 2 FERNDALE ST, FORT SMITH, AR 72901-6529 |
| Document Number | 2020F28392 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020F-28392 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12410 TENNESSEE CIR, 12410, FORT SMITH, AR 72916-8206 |
| Name | Verified Name |
|---|---|
| Address | 2 FERNDALE ST, FORT SMITH, AR 72901-6529 |
| Document Number | 2020F28393 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020F-28393 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 2 Ferndale St was $1,464.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,464.00 | $33,943 (-) Land $6,000 Building $27,943 | $169,715 (-) Land $30,000 Building $139,715 |
| 2025 | $1,464.00 | $33,943 Land $6,000 Building $27,943 | $169,715 Land $30,000 Building $139,715 |
| 2023 | $1,331.00 | $22,940 Land $6,000 Building $16,940 | $114,700 Land $30,000 Building $84,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Ferndale St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Ferndale St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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